Cash Management Analyst Job Salt Lake City area,Utah USA,Finance & Banking

Manage and execute daily transaction operations including domestic wire transfers, ACH, Mobile Check Deposits, and internal transfers
Analyze and resolve Reg E dispute claims for ACHs while adhering to regulatory timelines
Review and clear OFAC hits and ensure compliance with BSA/AML standards
Handle inbound and outbound inquiries regarding monetary requests
Provide personalized service and maintain professional relationships with customers and external financial institutions
Identify opportunities for process automation
Support system upgrades or testing to enhance the efficiency of the Bank’s payment operations
Perform other duties as assigned

Requirements

Bachelor’s degree or equivalent work experience
Minimum of 3 years of experience in banking operations, specifically in wire transfers, electronic payments, or cash management
Strong knowledge of federal banking regulations including Reg E, NACHA rules, OFAC
Experience in a de novo, fintech, or high-velocity digital banking environment
Professional certifications such as Accredited ACH Professional (AAP) or Certified Payments Professional (CPP)
Proven analytical ability to define problems, collect data, and draw valid conclusions to improve operational workflows
Ability to leverage technology and AI to enhance payment processing and accuracy
Ability to work effectively under pressure and meet strict monetary deadlines
Must be legally authorized to work in the United States
Visa sponsorship is not available

Core Competencies

Demonstrates expertise in banking operations with a focus on wire transfers, electronic payments, and compliance with federal regulations. Proven ability to analyze data, enhance operational workflows, and leverage technology for improved payment processing.

Highest-signal resume keywords

Banking Operations Experience
Reg E Knowledge
ACH Processing
Analytical Problem Solving
Accredited ACH Professional (AAP)

ATS Optimization Keywords
Hard Skills

Wire Transfers
ACH
Mobile Check Deposits
BSA/AML Compliance
Regulatory Analysis
Process Automation
Payment Processing
Data Analysis
Operational Workflows
Cash Management

Soft Skills

Customer Relationship Management
Effective Communication
Ability to Work Under Pressure

Certifications & Qualifications

Accredited ACH Professional (AAP)
Certified Payments Professional (CPP)

Industry Keywords

NACHA Rules
OFAC Compliance
Fintech
Digital Banking
De Novo Banking

Tools & Technologies

Payment Systems
AI Technology