Underwriter , II, III or Senior

Underwriter I, II, III Or Senior Hybrid role (3 days/week in office) at our Salt Lake City, Boise, Portland, Vancouver, Renton, Medford, Burlington, Lewiston offices.

Preference will be given to current employees and candidates who reside within a commutable distance from our Salt Lake City, Boise, and Lewiston offices or who are willing to relocate. Build a career with purpose. Join our Cause to create a person-focused and economically sustainable health care system.

Every day, Cambia’s dedicated team of Underwriters is living our mission to make health care easier and lives better. As a member of the Underwriters team, our Underwriters Evaluate assigned group eligibility and risk and assign the appropriate rate for new and renewal groups across small and large group segments – all in service of creating a person-focused health care experience.

Do you have a passion for serving others and learning new things? Do you thrive as part of a collaborative, caring team? Then this role may be the perfect fit.

• Underwriter I Bachelor's degree in business, math, statistics, or related discipline; or equivalent combination of education and experience.
• Underwriter II Bachelor's degree in business, math, statistics, or related discipline and a minimum of 3 years of related experience; or equivalent combination.
• Underwriter III Bachelor's degree in business, math, statistics, or related discipline and a minimum of 5 years of related experience; or equivalent combination.
• Underwriter Senior Bachelor's degree in business, math, statistics, or related discipline and a minimum of 8 years of related experience; or equivalent combination.

• Demonstrated analytical and problem-solving skills.
• Business acumen including finance, accounting, economics, and risk management principles.
• Effective verbal and written communication skills.
• Ability to build and maintain positive internal and external customer interactions.
• Ability to prioritize tasks and meet deadlines.
• Demonstrated technology proficiency, including Excel, Word, and applicable software applications.
• Experience with AI tools and technologies to enhance productivity and decision-making in professional settings highly desired.

• Demonstrated success managing competing priorities and workload.
• Ability to work independently, meet deadlines, and achieve standards.
• Proven attention to detail and accuracy in data entry and other administrative tasks.
• Understanding of fundamental negotiation principles and company policies.

• Demonstrated proficiency working with complex computer software systems and automation.
• Ability to effectively explain complex mathematical and abstract concepts to a variety of stakeholders, including those with less familiarity or understanding.
• Advanced knowledge of healthcare benefits and programs.
• Confidence in presenting terms and defending underwriting decisions.
• Strong problem-solving skills with the ability to investigate and resolve complex issues.

• Proven understanding of business, including finance, accounting, economics, and risk management.
• Demonstrated attainment of a high level of independent, consistent performance.
• Ability to organize, plan, prioritize, and complete complex assignments with little or no supervision.
• Ability to document processes and procedures.
• Demonstrated ability to read the marketplace and competitive environment.
• Expertise in alternate funding arrangements and underwriting policies and procedures.

• Follow underwriting guidelines, policies, procedures, and formulas in developing and assigning rates for new and renewal groups, including alternative benefit variations and complex funding arrangements.
• Verify employer eligibility to purchase and renew group products, ensuring all groups meet minimum participation and contribution requirements.
• Audit new and renewing groups as necessary to ensure compliance with underwriting and legislative guidelines.
• Validate that all required documentation received is complete and properly executed.
• Approve renewal changes after verifying rates and product selection.
• Maintain complete and accurate records and documentation in underwriting systems.
• Identify and resolve data discrepancies and processing errors.
• Monitor application status and ensure timely processing through workflow systems.
• Gather appropriate data to…