Underwriting Specialist - Hybrid

About Us

At Selective, we don't just insure uniquely, we employ uniqueness. Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work in 2025 for the sixth consecutive year.

Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high‑performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.

Underwrites renewal business, working with a high degree of autonomy and authority issued by the Underwriting Manager on assignments of varying complexity, hazard grade, and premium.

Reviews agency book of business as well as profit/growth results and trends. Develops strategies to maximize territory results and coaches and mentors new and less experienced peers. Acts as a subject matter expert to the underwriting team, routinely participating in projects and initiatives. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.

• Underwrite and process assigned renewal policies with a high degree of independence. Gather, analyze and evaluate risk exposure through appropriate risk documentation, adopt proactive actions and/or make proactive recommendations to improve risk profitability. Apply knowledge and understanding of coverage forms, rating plans and guidelines in the selection and pricing of individual risks, ensuring adequate pricing through proper classification, accuracy of information and adherence to company underwriting standards and philosophy.
• Respond to agents’ inquiries on coverage and adjust policy information based upon prescribed authority. Aggregate common agency questions/responses as a reference for the region.
• Work within a higher authority level to quote, accept, decline, modify and renew risks within territorial assignment in accordance with accepted underwriting guidelines. Collaborate with Agents, AMS, team members and other departments to grow and maintain a profitable book of business.
• Provide guidance to internal and external customers regarding various underwriting information. Independently and effectively communicate underwriting decisions and appetite at the individual account and portfolio level, reinforcing the ease of doing business with Selective by meeting or exceeding customers’ expectations and service quality on a consistent basis.
• Develop and maintain highly effective working relationships with internal and external customers, peers, and management. Conduct routine agency visits, communicate openly and in a timely fashion, work diligently to achieve individual and team goals, and advocate for and adopt departmental initiatives.
• Conduct continuous profit and growth analysis by territory and agency as assigned. Monitor premium retention with electronic reporting tools and increase renewal premium by cross‑selling additional coverage, products, or value‑added services.
• Actively train and develop less experienced underwriters. Provide CLAS coverage and system training to both internal & external customers and offer line‑of‑business or segment‑specific expertise to the department.
• Participate in or lead projects and initiatives, actively supporting continuous improvement by suggesting best practices and process improvements.
• Develop and maintain up‑to‑date knowledge of industry trends, company products/services and competitive activity within the assigned territory.
• Must have a valid license and be able to drive an automobile to support company travel within the territory; car travel represents less than 5% of employee’s time.

• Highly proficient written and…