Technical Business Analyst - Senior Level

Kforce has a client that is seeking a Technical Business Analyst - Senior Level in San Antonio, TX.

Summary:

The Lead Technical Business Analyst will analyze complex, non-IT business problems related to credit card originations and credit risk strategy. This role partners closely with product, strategy, and risk teams to evaluate data-driven opportunities, define requirements, and recommend changes that improve portfolio performance and profitability. The ideal candidate brings deep quantitative and analytical expertise, strong programming skills, and hands-on experience within bank credit risk environments.

Key Responsibilities:

* Analyze large credit card datasets to evaluate credit strategy performance and risk outcomes

* Assess historical trends and model the impact of changes to credit rules (e.g., FICO score thresholds)

* Develop financial frameworks to assess profitability, risk exposure, and ROI

* Translate analytical findings into clearly documented business and technical requirements

* Author and document proposed credit rules and strategy changes for downstream teams

* Partner with product and strategy stakeholders to align analytical insights with business objectives

* Support ongoing conversion of analytics work from SAS to Python
* Bachelor's degree in Math, Statistics, Economics, Finance, Engineering, Computer Science, or another quantitative field

* Strong SQL and SAS experience

* Hands-on Python experience (required)

* Experience in bank credit risk management

* Proven background in data analytics and quantitative analysis

* Experience working in large banks or fintech organizations

* Excellent written and verbal communication skills, especially in documenting complex analytical outputs

Preferred Qualifications:

* Prior exposure to credit card portfolios (strongly preferred)

* Credit card originations or first-line risk experience

* Ability to operate independently in a lead-level analytical role