Mortgage Retail Loan Officer

## Mortgage Retail Loan Officer Apply locations:
San Antonio, Texas Areatime type:
Full time posted on:
Posted Yesterday job requisition :
015001
** Job Description and Requirements
** The Mortgage Retail Loan Officer is responsible for the origination of FHA/VA, Conventional, Portfolio and Jumbo mortgage loans in accordance with government, FNMA, RBFCU or investor guidelines.  The Loan Officer will conduct a thorough needs analysis, which will assist in guiding borrowers into the most suitable loan program; collaborate with various internal/external partners throughout the entirety of the mortgage process;

build and maintain relationships with Kuper Realty and other non-affiliated Realtor and Builder groups; and will serve as the source of contact throughout the origination process.
** Essential Functions and Responsibilities:
*** Interview, collect, examine and evaluate borrower financial and personal data to counsel and recommend appropriate residential lending products.
* Build and maintain relationships with referral partners.
* Accurately complete required disclosures as required.
* Submit loan through an AUS to determine eligibility.
* Interpret AUS findings and communicate required documentation items needed for closing.
* Review earnest money contract for pertinent information as it relates to the loan transaction.
* Obtain and analyze required member documents related to mortgage loan request.
* Effectively manage the mortgage transaction by communicating with all parties involved including borrowers, real estate agents, builders and/or other third-party partners.
* Serve as a member advocate, while maintaining the integrity of all RBFCU's policies and procedures.
* All other duties as assigned (note: essential functions and responsibilities may change, or new ones may be assigned at any time with or without notice).
** Requirements:
*** High School Diploma or GED
* Minimum of 12 months experience as a loan officer or processor utilizing Fannie Mae Desktop Underwriter
* Ability to perform in a high volume and fast paced environment while maintaining a pipeline of within institution service level requirements
* Proficiency with Excel, Outlook, Word, Power Point and Docu Sign
* ** Ability to support referral partners during the evening or on weekends**
* ** Ability to attended community outreach and business development events as needed, and travel within the state of Texas approximately once a month
*** Strong written and verbal communication skills
* Must be able to pass the registration requirements for the Nationwide Mortgage Licensing System
* ** Ability to work Saturday shifts as necessary*
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