Liquidity Strategy Analyst; Mid-Level - Liquidity Management

Position: Liquidity Strategy Analyst (Mid-Level) - Liquidity Management
Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

The Opportunity

Our Liquidity Strategy Analyst I develops, implements and monitors liquidity management strategies at the enterprise and line of business levels, specifically banking, utilizing proficient knowledge of the enterprise, financial services industry, regulatory requirements, rating agency requirements, risk management and financial planning. Provides analysis and support in the execution of complex liquidity and financial initiatives and implementation of business solutions that ensure USAA's ongoing financial strength.

Prepares liquidity analysis and reporting to governance committees, senior management, regulatory bodies and the USAA Board of Directors. Ensures all activities are completed within compliance and regulatory policies and processes.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations:
San Antonio, TX, and Charlotte, NC.

Relocation assistance is not available for this position.

What you'll do:

* Applies proficient functional knowledge to produce complex work deliverables in support of strategies, tools and methodologies to model, measure, monitor and assess capital and liquidity adequacy across the enterprise including insurance, investment and banking subsidiaries.

* Executes the preparation of liquidity policies and comprehensive contingency funding plans.

* Applies proficient functional knowledge to produce complex work deliverables in support of balance sheet analysis integrating capital, liquidity, cash and investment strategies.

* Contributes work deliverables and makes recommendations in support the efficient deployment of liquidity across the enterprise, including insurance, investment and banking lines of business, to meet multiple regulatory, rating agency and internal management objectives.

* Applies proficient functional knowledge and provides analysis that supports the efficient management of cash positions for the enterprise, insurance, investment and banking lines of business.

* Advises key stakeholders on liquidity management issues according to industry best practices.

* Conducts analysis and provides recommendations to senior analysts and management for submission to governance committees if a risk tolerance is exceeded.

* Contributes to Treasury initiatives in bank and enterprise stress test planning and execution.

* Evaluates stress scenario results and the establishment of contingency plans.

* Analyzes stress scenario impacts to the USAA Consolidated/P&C/Bank/Life, Contingency Funding Plans and associated liquidity metrics.

* Key contributor in the preparation of key liquidity plans, metrics, analysis and reports to governance committees, senior management, regulatory bodies and the USAA Board of Directors.

* Primary contributor to meet daily cash and liquidity reporting requirements.

* Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

* Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

* 4 years of related experience in Finance, Risk Management, Treasury, Capital and Liquidity Management and/or Accounting.

* Proficient knowledge of Microsoft Office products including Excel.

* Proven ability to effectively influence and build cross-functional relationships with employees of various levels throughout the organization.

* Strong written and verbal communication skills, including the ability to create and present executive-level presentations.

* Ability to effectively work with both internal and external partners.

What sets you apart:

* US military experience through military service or a military spouse/domestic partner

* Experience in Liquidity Management within the financial services industry, specifically the banking industry

* Strategic and Critical Thinking - Ability to connect financial metrics to business strategy and risk appetite while identifying trends, anomalies, and actionable insights

* Chartered Financial Analyst (CFA) Designation

* Master's degree in business, Finance, Mathematics, or other related field

* Financial modeling experience

* Experience in the Military in Financial Management specific…