Consumer Transaction Monitoring Investigator

What You Will Do

• Performing AML alert/case reviews, seeking to mitigate risks associated to financial crimes and suspicious activity.
• Applying research and analytic techniques to digest complex information sets in order to make logical and adequately supported determinations in regard to unusual and potentially suspicious activity.
• Applying consistent and well‑documented analysis consistent with industry standards to ensure success in the following daily efforts of Transaction Monitoring:
• Conducting an end‑to‑end and meticulous review of potential illegal or suspicious activity;
• Completing a time‑sensitive and meticulous analysis of each instance of potential Anti‑Money Laundering activity and/or suspicious financial activity across multiple jurisdictions and countries;
• Assessment of customer profiles and client data to identify whether activity is consistent with typical purchasing/payment activity, including Acceptable Use Policy adherence and Know Your Customer efforts;
• Documenting findings in narrative style format, in the manual and automated process case management system and prepare updates to Project Managers / Team Leads as appropriate; and
• Make determinations for potential Suspicious Activity Report (SAR) filings.

• 5 days in office requirement.
• Bachelor degree and minimum 0 or more years of relevant experience in Transaction Monitoring. However, relevant experience may be substituted for formal education or advanced degree.
• Knowledge of applicable laws, regulations, and guidelines (e.g., BSA, OFAC, FinCEN guidance).
• Experience working with manual and system generated alerts/cases for the detection of potentially suspicious activity.
• Ability to assess risks and identify deviations.
• Knowledge of reporting requirements as it relates to suspicious activity reports and transaction activity.
• Ability to detect and mitigate red flags for potential financial crime, including money laundering, terrorism financing activities and fraud, as it appears in transactional data.
• Solid Excel Skills.

• 2+ years of experience assessing and reviewing system generated and manual AML alerts and/or escalations/SAR write‑ups for potentially suspicious activity.
• CAMS or ICA certification.
• Experience with OSINT (Open Source Intelligence) Techniques.
• End to end understanding of Transaction Monitoring/ KYC/ Screening/ Fraud Operations/Jurisdiction specific SAR filing/Narrative from documentary and non‑documentary verification and as per relevant policy, nature of business, source of wealth/funds, and customer screening against the watchlist of Sanctions, PEP, and adverse media.
• Ability to conduct detailed investigations using vendors and open sources to remediate compliance alerts and to independently research, analyze, and recommend solutions to close open items and discrepancies.

Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace.

Benefits include:

• Medical, Rx, Dental & Vision Insurance
• Personal and Family Sick Time & Company Paid Holidays
• Position may be eligible for a discretionary variable incentive bonus
• Parental Leave
• 401(k) Retirement Plan
• Basic Life & Supplemental Life
• Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts
• Short-Term & Long-Term Disability
• Tuition Reimbursement, Personal Development & Learning Opportunities
• Skills Development & Certifications
• Employee Referral Program
• Corporate Sponsored Events & Community Outreach
• Emergency Back‑Up Childcare Program

Guidehouse is an Equal Opportunity Employer–Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation.