Special Assets Analyst

Axos Bank

Target Range: $19.00/Hr.

- $30.00/Hr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 12.5%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 12.5%

These discretionary target bonuses may be awarded semi‑annually based upon your achievement of performance goals and targets.

Axos is seeking a Special Assets Analyst who will be responsible for tracking tasks related to adversely graded loans within the Bank's loan portfolio in compliance with all applicable state and federal laws, rules, regulations, and Bank policies and procedures. Ensure credit tasks are kept up to date related to appropriate workout strategies to maximize value of loan assets in the portfolio.

• Perform financial and collateral analysis for due diligence and evaluate loan repayment ability regarding asset‑based lending portfolio to minimize credit losses.
• Review ongoing financial and collateral performance on existing portfolio accounts. Analyze and recommend appropriate workout strategies to maximize value of loan assets. Perform and approve (as needed) loan reviews.
• Monitor loans in bankruptcies and receiverships. Support loss mitigation requests and recommend workout options, including loan modification, deed in lieu, and short sale requests. Ensure compliance with servicing guides, process special assets inquiries such as taxes, insurance, appraisals, inspections, and identifying potential vendors for such tasks.
• Perform activities associated with maintaining process/operations, including developing and implementing policies and procedures on systems and the flow of information.
• Receive clear communication including feedback, coaching, individual needs assessment, and training gaps, including regular one‑on‑one performance reviews to ensure performance and quality standards are being met.
• Preparation of documentation of amendments, restructures, client requests and review reports according to regulations, policies and standards.

• Bachelor’s degree.
• 2 years of relevant experience.

• Medical, Dental, Vision, and Life Insurance.
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year).
• HSA or FSA account and other voluntary benefits.
• 401(k) Retirement Savings Plan with Employer Match Program and 529 Savings Plan.
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self‑Directed Trading.

Born digital‑first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology‑driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol “AX” (NYSE: AX).

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre‑employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.