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Personal Banker; Universal Service Representative): MCRD

Job in San Diego, San Diego County, California, 92189, USA
Listing for: Frontwave Credit Union
Full Time position
Listed on 2026-07-03
Job specializations:
  • Finance & Banking
    Bank Customer Service, Banking Operations
Salary/Wage Range or Industry Benchmark: 21.94 - 32.91 USD Hourly USD 21.94 32.91 HOUR
Job Description & How to Apply Below
Position: Personal Banker (Universal Service Representative): MCRD

Overview

As a Universal Service Representative you are responsible for performing a wide variety of responsibilities related to all teller and USR I functions, including processing deposits, withdrawals, loan payments, new accounts and loans. Balances daily transactions and verifies cash totals. If you enjoy helping people and have experience working in a financial institution, this job is for you!

About Frontwave Credit Union

Frontwave Credit Union is a member-owned not-for-profit financial institution serving San Diego, Riverside, San Bernardino and Imperial counties. Founded in 1952, we have grown to 18 branches with 125,000 members and manage over 1.8 billion in assets. At Frontwave Credit Union, we are focused on creating consumer solutions to provide our members and the communities we serve with products and services that enhance the quality of life for our members through exceptional service and the progressive application of technology.

What’s

In It For You
  • Competitive pay
  • 401k matching
  • Mortgage and auto discounts
  • 9-27 days of PTO per year (based on tenure), VTO and 10 paid holidays
  • Affordable medical, dental, vision health plans, and Flexible Spending Account
  • Employee Assistance Program with a variety of services
  • Career development, training, and coaching, mentoring; tuition reimbursement up to $4,000/year
  • Culture of excellence and continuous improvement
  • We strive to be the best place you’ve ever worked
Responsibilities
  • Process routine transactions such as deposits, withdrawals, transfers, issuing cashier’s checks, etc.
  • Open new memberships, all ownerships. Adds/removes joint owners on existing memberships.
  • Interview potential and existing members to determine appropriate products and services to meet their financial needs.
  • Actively cross-sell additional products and services to meet member needs.
  • Originate and fund unsecured loans (credit card and personal loans/lines). Communicate loan decisions.
  • Perform follow-up calls to new and existing members to ensure member satisfaction, answer any questions.
  • Answer IRA questions and perform IRA contributions and distributions.
  • Demonstrate knowledge in providing information and demonstrating alternate delivery channels for member usage including , Online banking, EStatements, Mobile Deposits, Bill Pay, P2P, Remote Transfers, Express Line, etc.
  • Serve as support to new Universal Service Representatives.
  • Participate in end-of-day branch balancing process.
  • Demonstrate the ability to be flexible and prioritize workflow.
  • Balance, fill, audit ATM/CDM/Recycler as needed.
  • Maintain cash vault.
  • Instantly issue debit cards.
Qualifications
  • Education:

    High School Diploma or GED.
  • One year financial institution experience in a teller or similar role with emphasis on accurate cash handling.
Physical Demands

Member facing positions at our all branches may require standing. An adequate number of suitable seats shall be placed in reasonable proximity to the work area and employees shall be permitted to use such seats when it does not interfere with the performance of their duties.

Salary

Salary Range: $21.94/hr – $32.91/hr

Service Excellence Standards
  • We see it. We own it. We get it done.
  • We ignite positive experiences.
  • We do things right every time.
  • We are collaborators – united, cohesive and engaged.
  • We innovate and evolve.
  • We create memorable experiences for life.
  • We starts with me.
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