SVP, Credit Administrator - Leveraged Finance

Axos Bank Target Range:$/Yr.

- $/Yr.Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 25%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 25%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job
* Target bonus can range from 25%-50% depending on level of experience
* The Credit Administrator provides credit oversight through initial and periodic credit reviews and evaluation, loan structuring, and engagement with legal counsel for an assigned portfolio of commercial borrowers. This role is responsible for reviewing and approving loan submissions within the designated credit approval authority.

Responsibilities:

As a key member of a deal team, work closely with Business Units including Team Managers, Credit Underwriting and Portfolio Managers to review and evaluate new credit proposals, amendments, and renewals for a portfolio of commercial borrowers while focusing on the quality and analysis of the credit presented

Credit products covered may include, but not be limited to: primarily cash flow leveraged loans

Approve proposed extensions of credit within authorized loan limits

Develop alternative strategies on complex credits through a collaborative effort with business units

Review pipeline, maturities, and delinquency reports and engage Business Units for appropriate action

Engage with Credit Portfolio Management to monitor and manage the risk of a portfolio of commercial borrowers

Approve periodic loan reviews and confirm the accuracy of the risk rating

Provide guidance on credit issues including proper structuring, early detection of problem loans to Business Units through thought leadership and coaching

Assist in managing problem loan credits

Collaborate with Business Units and engage with legal counsel on the documentation of loan transactions

Proactive in understanding industry, market, and Borrower trends to manage the credit risk of an assigned product which could lead to proposing updates to credit policies, guidelines, and procedures

Qualifications:

Bachelor's degree
15+ years' related experience

Advanced knowledge of commercial credit framework, and basic commercial credit legal documentation principles

Superior Credit Analysis skills

Completion of a formal Credit Training Program at a major financial institution

Ability to use core Microsoft Office programs and applications such as Word and Excel with ease Ability to work in a team environment

Axos Employee Benefits May Include:

Medical, Dental, Vision, and Life Insurance Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading About Axos Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).Learn more about working at Axos Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to…