Real Estate Originations - Lending Compliance Officer

Real Estate Originations
- Lending Compliance Officer

Administrative
- Horizon Center, 10325 Meanley Drive, San Diego, California, United States of America

Posted Wednesday, June 24, 2026 at 7:00 AM

Lending Compliance Officer

Compensation: $78,000 - $98,000 annually

Actual compensation within this range will bedeterminedby factors including experience, qualifications, skills, and internal equity.

As our Lending Compliance Officer
, you’ll serve as the go-to expert on lending regulations, ensuring we stay ahead of evolving requirements while protecting the organization and our members. You’ll work across real estate, consumer, and indirect lending—helping the business operate confidently, compliantly, and efficiently.

This is more than monitoring and testing—it’s about influence, insight, and impact.

Why Mission Fed?

Our culture is guided by six core values:

When you join Mission Fed, you'll become part of an award-winning organization that invests in its people, supports professional growth, and remains deeply connected to the communities we serve.

What We Offer

• Competitive compensation
• 18 daysof PTO during your first year
• 12 paid holidays annually
• Full 6% 401(k) match
• Comprehensive medical, dental, and vision coverage
• Life insurance andadditionalvoluntary benefits
• Employee wellness resources, including an on-site gym
• An award-winning workplace culture

What You'll Do

• Lead with expertise
  :
  Serve as the primary advisor on federal and state lending regulations, guiding business decisions with confidence.
• Drive compliance strategy
  :
  Support and enhance our lending compliance management program, including regulatory change management and risk assessments.
• Monitor & test
  :
  Conduct risk-based reviews, loan file audits, and transaction testing using data-driven methods.
• Strengthen controls
  :
  Identify gaps, assess control effectiveness, and recommend improvements to mitigate risk.
• Turn insights into action
  :
  Analyze findings, identify trends and root causes, and deliver clear recommendations to leadership.
• Own issue resolution
  :
  Manage remediation efforts from identification through validation of corrective actions.
• Ensure regulatory accuracy
  :
  Review loan documentation and disclosures (TRID, ECOA, FCRA, TILA, RESPA, etc.) for compliance.
• Support HMDA & fair lending
  :
  Oversee data integrity, reporting, and monitoring for potential risk patterns.
• Partner with auditors & regulators
  :
  Serve as a key liaison during exams and audits, ensuring smooth coordination and communication.
• Influence the business
  :
  Collaborate cross-functionally to implement improvements, enhance controls, and drive continuous compliance excellence.

What You'll Bring

• Experience
  : 5+ years in compliance, audit, or risk (financial services preferred)
• Expertise
  :
  Strong knowledge of lending regulations and compliance frameworks
• Analytical mindset
  :
  Ability to interpret complex data, identify trends, and solve problems
• Influence & collaboration
  :
  Proven ability to partner with stakeholders and guide decisions
• Communication skills
  :
  Able to translate regulatory requirements into clear, actionable insights
• Technical skills
  :
  Proficiency in Excel and Microsoft Office; familiarity with LOS systems, QA tools, and data platforms (Power BI a plus)

Build a Career with Purpose

At Mission Federal Credit Union, we believe in
people helping people
—and that starts with our Team Members. For more than 60 years, Mission Fed has proudly served San Diego, helping individuals, families, and businesses achieve financial well-being.

We'recommitted to creating a workplace where people feel valued, supported, and empowered to make a meaningful impact.

Ifyou'relooking for an opportunity to grow your career, make a meaningful difference, and contribute to an organization that values its people and its purpose,we'dlove to hear from you.

Your privacy is very important to Mission Federal Credit Union. The California Consumer Privacy Act (“CCPA”)/ California Privacy Rights Act (CPRA) requires Mission Federal Credit Union to inform California residents, including job applicants, of the categories of personal information we collect and the purpose for which the personal information will be used. This job applicant notice and the CCPA/CPRA notice provides the disclosures required by the CCPA/CPRA and applies only to applicants who are subject to the CCPA/CPRA.

Mission Federal Credit Union is an Equal Opportunity Employer. All applicants will receive consideration without regard to race, sex, color, creed, religion, age, marital status, sexual orientation, national origin, physical or mental disability, veteran status, or any other class protected by law. INDMF #LI-Hybrid

Administrative
- Horizon Center, 10325 Meanley Drive, San Diego, California, United States of America