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Collateral Risk & Analytics Associate

Job in San Francisco, San Francisco County, California, 94199, USA
Listing for: Ports North
Full Time position
Listed on 2026-06-19
Job specializations:
  • Finance & Banking
    Banking Analyst, Risk Manager/Analyst, Real Estate Finance, Financial Analyst
Salary/Wage Range or Industry Benchmark: 85000 - 110000 USD Yearly USD 85000.00 110000.00 YEAR
Job Description & How to Apply Below

Collateral Risk & Analytics Associate

The Collateral Risk & Analytics Associate supports loan valuation, data analytics, and reporting across the Bank's mortgage collateral pricing process. This role partners with internal risk teams, members, and third‑party vendors to ensure accurate collateral valuation, data integrity, and reporting for residential and commercial portfolios.

Key Responsibilities
  • Manage quarterly collateral valuation and risk analysis for mortgage portfolios
  • Prepare and validate loan‑level data for internal use and vendor submissions
  • Integrate and review third‑party pricing outputs, investigating valuation changes
  • Perform data quality checks, reconciliations, and discrepancy analysis across reporting cycles
  • Support collateral models, including valuation and margin/haircut methodologies
  • Assist with model validation and ongoing methodology enhancements
  • Produce analytics to support borrowing capacity and collateral risk insights
  • Maintain and update mortgage collateral systems, data mappings, and reporting processes
  • Monitor data submissions and assist with member file errors and corrections
  • Prepare reports for senior management and support ad hoc analysis
  • Collaborate with internal teams, vendors, and stakeholders on data and reporting needs
Required Qualifications
  • 3+ years of experience in mortgage portfolio analysis and risk management
  • Experience with whole loan and securities valuation
  • Strong SQL, Excel, and Power BI skills
  • Experience working with large datasets across multiple systems
  • Strong analytical, problem‑solving, and data validation skills
  • Excellent communication and stakeholder management abilities
Preferred Qualifications
  • Bachelor's degree in finance, economics, statistics, or related field
  • Experience with prepayment/default modeling and collateral valuation frameworks
  • Familiarity with tools such as Poly Paths and AFT
  • Experience supporting collateral models, liquidation valuation, and margin methodologies
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Position Requirements
10+ Years work experience
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