SVP Lending & Investing

Position: Senior Vice President, Lending and Investing

Location: Hybrid (1+ days / week in San Francisco office located at 564 Market St #225, San Francisco, CA 94104)

Full job description: (Use the "Apply for this Job" box below). Fygbdo Q7

HAF is an innovative nonprofit lender and Community Development Financial Institution (CDFI). Established in 2017 by the San Francisco Mayor’s Office of Housing and Community Development, we create public-private partnerships and leverage private, philanthropic, and public capital to invest in and lend to affordable housing, accelerating the production of new affordable housing across the Bay Area. HAF has raised over $400 million since launch and channeled that capital into more than $600 million in affordable housing investments that create and preserve over 3,500 affordable homes.

This includes innovative products and tools such as the Bay Area Housing Innovation Fund, Industrialized Construction Catalyst Fund, and the Home for Good Fund.

Learn more about our work af.org.

We’re looking for a strong, experienced professional to help lead our lending and investment work. The SVP of Lending and Investing will apply their expertise and passion for affordable housing to complex, interesting and impactful transactions. Team building and management, deal structuring, financial analysis of diverse projects, and closing sprints are all essential parts of the work.

You’re a great fit for the role if you:

• Have 8-10+ years of experience in some combination of: loan originations (required), business development, asset and portfolio management, credit and risk management and driving creative capital solutions in community lending and/or affordable housing development.
• Have experience managing strategy, systems improvement, staff, goal setting / meeting around portfolio, lending, and credit aspects of affordable housing.
• Have a passion for creating, implementing and improving organizational and project management systems.
• Possess expert knowledge of affordable multifamily residential real estate finance and development in California / SF Bay Area (e.g. complex project capital structuring for new construction and preservation, lending and investment underwriting for both bridge and permanent financing sources including bonds, credits, and other public funding sources). Knowledge of CDFIs, land‑use, construction oversight, public‑private partnerships, and local, state and national housing / land use policy and related agencies strongly preferred.
• Possess strong financial and general analytical skills
• Are expert in MS Excel
• Are a sound decision‑maker able to thoroughly evaluate the viability of organizational goals and potential projects; able to formulate evidence‑based recommendations in support of the HAF’s mission, priorities, and strategic initiatives.
• Are an effective communicator at all levels in the organization, with strong oral, analytical, and written skills, able to analyze and synthesize information quickly and effectively for a variety of audiences.
• Have demonstrated experience in staff management and development, including coaching, feedback, and building team capacity and performance over time.
• Have a proven ability to build and maintain strong relationships with internal and external stakeholders, including borrowers, partners, senior leadership, and Credit Committee/Board members and can effectively communicate complex information and build trust across audiences.
• Have demonstrated interest in addressing the Bay Area’s housing affordability and homelessness crisis.
• Are passionate about Diversity, Equity, Inclusion, and Belonging and committed to embedding equity in how we measure and assess our portfolio and impact.

• Lead underwriting and execution for a range of transactions across product types, as workflow and capacity require
• Serve as a principal resource to Vice Presidents of Lending on deal structuring, including proformas, loan sizing, terms, and risk mitigation, as requested
• Review underwriting, term sheets, and credit memos as needed to support consistency, rigor, and clarity
• Participate in early‑stage deal…