Senior Document Specialist

Come join a bank you'll be proud to represent.

The hiring range for this opportunity is $31.30 to $47.00 hourly along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.

Senior Documentation Specialist (SDS) performs final reviews of the Bank’s commercial loans to ensure compliance with applicable statutes and regulations related to the commercial lending function, and Bank policies and standards. The SDS documents and or provides final reviews on mid- to large-size complex loans (construction, asset-based, etc.) and analyzes and advises Documenters, Lenders, and Special Assets team on modification to loan structure as needed to mitigate Bank risk/loss.

The Senior Documentation Specialist would also work with outside counsel on any out of state transactions and any requests submitted to outside counsel (Legal Department) due to high dollar amount and or structure complexity. This would include preparation and or review of documents from outside counsel to ensure the documents follow TCB credit policy and procedures. The Senior Documentation Specialist answers branch, lender, credit, and department questions regarding Bank’s loan documentation, documentation software D & H, and how documents relate to particular lending situations.

The SDS sets and resets priorities in a time sensitive environment where customer service is emphasized at all times. The Senior Documentation Specialist creates and updates commercial lending forms, manuals and procedures, is a member of the compliance team and works with the compliance officer on loan compliance issues relating to lending policy and procedures as well as the Legal Department for any guidance needed.

• Provides guidance and advice as subject matter expert to credit, Commercial Loan Servicing Officers (CLSO), Relationship Managers (RM), and peer documenters on commercial documentation compliance, entity structure collateral, title, recording & perfection as well as other risk mitigation issues related to commercial loans for Bank personnel, including relationship managers, credit administration, the legal department and executive management, as appropriate.
• Outside counsel – engage and clear conflict checks, send all related documentation, liaison between outside counsel, Legal and Credit to ensure documents integrity. This includes but not limited to creating and providing is some cases ancillary documents to support those documents provided by outside counsel.
• Out of State- engage and clear conflict checks with counsel, prepare documents in Laser Pro (D&H) according to bank policy, convert to legal edit and send to counsel for review and input, once received review additions and make changes to docs accordingly via legal edit through Laser Pro (D&H). This includes but is not limited to working with internal and external counsel and credit team to ensure integrity of all documents prior to release for customer signature.
• Preparation and working with internal counsel and or review of all but not limited to subordination of debts, severance and consents, and intercreditor agreements. This includes working with both internal and outside counsel if applicable, documenters, credit, RM, and CLSO’s.
• Uses expertise developed through substantial commercial loan experience to provide excellent support and act as a resource for complex matters for all which includes fellow documentation team, credit, CLSO’s and lenders.
• Identifies risks and makes recommendations as needed based on specific loan transactions and requirements for all, this includes fellow documentation team, credit, CLSO and lenders.
• Analyzes proposed loans and modifies loan structures and requested documentation as necessary to mitigate Bank risk and loss for all which includes fellow documentation team, credit, CLSO and lenders.
• Ensures proper loan and collateral documentation by staying abreast of and interpreting various laws, compliance regulations, policies and procedures, including GLBA Privacy, Regulation B, Fair Lending, BSA, OFAC and…