Senior Fraud Analyst Job in San Francisco, CA

Senior Fraud Analyst

We are seeking a Senior Fraud Analyst for a 3-month contract opportunity, with potential for extension. This role focuses on transaction monitoring, fraud decisioning, and rule optimization for a card portfolio. The ideal candidate is analytical, self-directed, and thrives in a fast-paced environment.

• Review card authorization activity and make fraud-related transaction decisions.
• Develop and optimize fraud rules based on transaction velocity, spending patterns, and merchant risk.
• Analyze transaction data to identify emerging fraud trends and improve detection strategies.
• Balance fraud prevention with customer experience by minimizing false declines.
• Partner with cross-functional teams to improve authorization outcomes and fraud response effectiveness.
• Implement and manage fraud controls using issuer fraud and decisioning platforms.
• Apply knowledge of card authorization processes, interchange, and decline codes to support effective decision-making.
• Adapt quickly in a dynamic environment while taking ownership of key fraud initiatives.