Treasury Manager

• The Treasury Team at Gusto is responsible for cash/liquidity management and banking initiatives that support business partner imperatives towards operational effectiveness and performance towards Gusto’s payment operations, accounting and risk/credit infrastructures
• As a Senior Treasury professional you will help lead the Treasury team in managing financial resources and the day-to-day functions to meet cash and financial obligations of the company
• You will liaise with internal teams including Payments, Risk, Product, and Accounting as well as external banking partners, solution providers and portfolio managers
• You’ll need to be proactive, intellectually curious and a self starter who is excited to build a first class Treasury department. Critical thinking and the ability to roll up your sleeves will help determine your success. Some of the efforts you’ll have an opportunity to participate in or lead include:
• Provide treasury industry knowledge, experience, and best practices to help the team stay ahead of the curve on the latest service offerings, services offered from our partner banks
• Build out of enhanced liquidity forecasting tool to understand cash usage and future needs
• Model liquidity usage and related returns to determine how best to optimize liquidity. Identify liquidity risks and solutions. Ability to interpret and challenge black swan liquidity modeling results
• Developing internal cost of funds programs associated with cash/liquidity usage
• Explore/evaluate new product offerings from internal and external service providers from a Treasury perspective
• Consulting with internal business lines on existing/new products with a focus on liquidity and funding needs
• Engage with external credit providers to understand borrowing structures to meet internal business needs
• Partner with fixed income portfolio managers to understand and explore opportunities to optimize returns
• Experience with money movement/payment types including ACH, wire, real time payments and stable coins. Solutioning stable coin movements and the ability to identify and manage related risks
• Engage with banking partners and internal stakeholders to
• Initiate banking transaction process improvements
• Understand bank analysis fees
• Bank account governance and related controls
• Regular/quarterly banking partner reviews
• Bank account establishment/ alignment, fraud mitigation, cash forecasting, payment contingencies
• Continued focus on operational risk and process improvements specifically associated with banking structure and money movements
• Collaborate with cross-functional partners in Payments, Accounting, Risk/Credit and Engineering to facilitate the implementation of new products/services
• Lead and facilitate treasury projects as assigned
• Lead cross functional projects to resolution, solving both strategic and tactical challenges that arise

• Gender-affirming care and support
• Family care and support, including family planning and fertility benefits
• A variety of mental health resources
• Medical, dental, and vision insurance for employees and dependents
• Free meals and refreshments at the office (conversation and community is an added bonus!)
• Paid vacation, sick time, bereavement, and holidays, paid leaves, sabbatical, and more

Experience
- You’ll have 12+ years of relevant experience, working in a shared service Treasury environment with cross functional teams preferably in the banking or financial services

Experience with Payment Operations, Risk/Credit and banking partner activities. In-depth knowledge of money movement/payment types including ACH, wires, real time payments and stable coins and related bank/third party activities

Operational Excellence
- You are passionate about operational excellence and efficiency. You have an ability to spot unusual patterns with a sharp attention to detail

Specific stable coin settlement knowledge and understanding of associated risks.

Experience with credit facilities and lending solutions. Indepth knowledge and experience modeling/solutioning liquidity needs

Proactively reviews current processes and implements improvements based on industry and company best practices. You’ve not only maintained processes but have built processes/solutions

Thought Leadership:
Serve as Treasury’s internal subject matter authority by shaping strategy, contributing to company-wide financial objectives, and proactively translating emerging treasury trends into actionable recommendations that influence Gusto’s direction

Stakeholder Persuasion & Communication:
Distill complex treasury concepts to persuade and align diverse senior and executive stakeholders, while building influential relationships that effectively navigate competing priorities to achieve desired outcomes

Accountability for Function-Wide Results:
Own the overall performance and outcomes of the Treasury function by defining and tracking key success metrics, ensuring continuous improvement against functional goals with accountability for results that impact the broader finance…