Marketing Associate Activation & AI Personalization

As seen in Tech Crunch, Forbes, and Bloomberg, Tomo Credit is one of the fastest-growing startups in fintech.

We’re building the AI agent for personal finance.

The traditional credit system is broken — opaque, exclusionary, and outdated. Our mission is to rebuild financial access using AI, real-time data, and intelligent automation to help millions build stronger financial futures.

Headquartered in San Francisco, Tomo Credit is led by one of Inc.’s Top Female Founders and powered by a team from Square, American Express, and Lending Club.

We value high-agency, detail-oriented individuals who think big, move fast, and take ownership.

If you’re excited about building an AI-powered financial product used by millions — and want real responsibility early in your career — we want to meet you.

This is a full-time, onsite role based in our San Francisco headquarters.

We’re hiring a Marketing Associate – Growth & Activation to help scale our acquisition, activation, and lifecycle engine.

This is a hands-on, execution-focused role with direct revenue impact.

You will work across:

• Performance marketing
• Product marketing
• Activation & onboarding

You won’t be siloed into one channel.

You’ll help build the growth engine end-to-end.

• Improve signup → funded account conversion
• Analyze funnel drop-offs and identify friction
• Ship onboarding and messaging experiments

• Build and launch campaigns across email, SMS, push, and in-app messaging
• Write copy, create segments, QA flows, and move quickly
• Increase engagement and retention

• Improve targeting, messaging, and conversion rates
• Monitor CAC and funnel metrics

• Work with Product and Data to implement AI-driven segmentation
• Leverage behavioral data to improve targeting and timing
• Help test predictive and automated messaging strategies
• Run A/B tests across incentives, messaging, timing, and channels
• Analyze cohort behavior and performance trends

• 1–4 years of experience in marketing, growth, analytics, consulting, or startup roles
• Strong academic background preferred

• You like executing, not just strategizing
• You’re comfortable being inside tools and shipping campaigns yourself

• Familiarity with GA4, Looker, Amplitude, or similar tools is a plus
• You understand basic funnel math and conversion metrics
• Curious and hypothesis-driven
• Comfortable making decisions with imperfect information
• Energized by testing and learning quickly

• You prefer ownership over bureaucracy
• You move fast and figure things out
• You want to see direct impact on company revenue

• Own meaningful growth initiatives early in your career
• Work at the intersection of AI, fintech, and real-world impact
• Operate alongside a high-caliber, execution-focused team
• Competitive compensation, equity, and full benefits
• Build something that improves financial access for millions

Tomo Credit is proud to be an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We welcome applicants of all backgrounds, regardless of race, religion, gender identity, sexual orientation, age, disability, or veteran status.