Director of Business Development

About Cardless

Cardless is a Series C consumer fintech that makes it easy for the world's largest brands to build credit cards into their ecosystems. Think Shopify, but for credit cards. Brands use Cardless to configure, launch, and grow credit card programs that delight their customers and strengthen their core business.

Customers include Coinbase, Bilt Rewards, Alibaba, Qatar Airways, and LATAM Airlines. Cardless powers cards on all three major networks (Visa, Mastercard, and American Express) and uses AI-powered servicing to operate at a fraction of the headcount traditional card issuers require.

The company has scaled from $10 million to $150 million in run rate revenue in the past 12 months. Cardless raised a $60 million Series C led by Spark Capital in September 2025, bringing total funding past $170 million. The team is past 50 people and scaling toward profitability by year-end 2026.

Cardless grows by landing new brand partners — and landing brand partners requires someone who can build relationships before there is a deal to discuss, navigate the processes that larger organizations use to make vendor decisions, and persuade companies that already have a card program that there is a better way to run one. This role is that person.

As Director of Business Development, you will own the top of the Cardless commercial funnel. You will identify the right prospects, build the relationships required to get in the room, and drive the process from first conversation through signed term sheet. You will work closely with Cardless’ President, who leads the external-facing side of the business, and with the partnerships team that takes deals from signed to live.

This is a hands-on, individual contributor role with a clear mandate: build pipeline. You will be evaluated on the quality and velocity of the opportunities you generate and move forward, not on team size or process ownership.

• Identify and prioritize the brands most likely to benefit from a Cardless card program — drawing on market data, competitive intelligence, and your own network to build a high-quality prospect list.
• Develop relationships with senior decision-makers at target companies over the time horizon that enterprise deals require — not just the inbound conversations that happen to come in.
• Represent Cardless credibly and compellingly to executives at major consumer brands, financial institutions, and loyalty programs — most of whom will already have opinions about the card space.
• Work with the marketing and product teams to ensure the materials, demos, and narratives you bring to market reflect what Cardless actually does and where it is going.

• Build and maintain relationships with the consulting firms and networks that run RFP and vendor selection processes for large card program decisions.
• Ensure Cardless is known, understood, and credibly represented in the processes these firms run — which requires ongoing relationship maintenance, not just responding to RFPs as they arrive.
• Develop a point of view on which consulting firms are most active in the card space, which relationships matter most, and where Cardless should invest relationship-building resources.
• Respond to formal RFP processes with materials that are accurate, compelling, and differentiated — working with the product, finance, and partnerships teams to pull together the right inputs.

• Identify companies that currently have card programs through incumbent issuers — and build the case for why Cardless represents a materially better partner.
• Develop deep familiarity with the competitive landscape: what the major incumbent issuers offer, where they fall short, and what a company that has lived through a card program launch actually cares about.
• Build relationships at these companies in a way that is respectful of existing contracts and focused on what comes next — not adversarial to their current partners.
• Work with the product and partnerships teams to ensure the Cardless pitch is grounded in real product capabilities and backed by the…