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Senior Full-Stack Engineer, Cards

Job in San Francisco, San Francisco County, California, 94199, USA
Listing for: Chime
Full Time position
Listed on 2026-02-15
Job specializations:
  • Software Development
    Software Engineer, Backend Developer, Full Stack Developer
Salary/Wage Range or Industry Benchmark: 164000 - 227000 USD Yearly USD 164000.00 227000.00 YEAR
Job Description & How to Apply Below
Position: Senior Full-Stack Engineer, Cards Experience

About the Role

The Cards Experience Team is hiring a senior full stack engineer to elevate how members perceive and utilize cards. You’ll contribute to projects around member awareness pertaining to cards, expanding benefits with their cards, and key functionality for new product offerings. In this role, you'll have the opportunity to shape our existing and new products by collaborating with various product, design, and engineering partners.

While this position is primarily backend focused, we value engineers that are curious about mobile areas and are looking to continue or grow their growth as a well rounded engineer.

The base salary offered for this role and level of experience will begin at $164,000 and up to $227,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to
  • Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
  • Collaborate with multi-functional teams to understand member struggles and come up with creative solutions
  • Proactively find opportunities for improving the reliability and scalability of our systems
  • Work across the engineering team to improve and uphold high technical standards
To thrive in this role, you have
  • 5+ years of experience in software engineering
  • Comfort working across the stack and an eagerness to learn new technologies

    Experience designing APIs and working with transactional databases and caching systems

    A product mindset with a strong bias toward experimentation, iteration, and measuring impact

    Exposure to large-scale architecture patterns and an appreciation for clean, maintainable code

    A collaborative spirit and strong communication skills, with experience working cross-functionally
  • Experience working in a fast-paced, product-focused environment (Fintech experience is a plus)

#LI-Hybrid #LI-GC1

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

* Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees
  • 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on…
Position Requirements
10+ Years work experience
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