Software Engineer

Join to apply for the Staff Software Engineer role at Kiavi
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Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). We harness the power of data & technology to offer our customers a simpler, more reliable, and faster way to access the capital they need to scale their businesses. Formerly known as Lending Home, we’re committed to helping REIs revitalize the approximately $25 trillion worth of aged U.S. housing stock to provide move-in ready homes and rental housing for millions of Americans across the country.

Combining our technology and industry expertise, Kiavi has grown to a team of over 400 and has won many awards over the years including Forbes Fintech 50, Finovate Awards, Best Digital Mortgage Platform, Fast Company’s Most Innovative Companies, and many more.

• Loans Funded: $27 billion in loans funded
• Homes financed: 100,000+ projects funded across the country
• Geography: 45 states + D.C. where we lend to REIs
• Employees: 450+ with competitive benefits and perks

This position is based in San Francisco, CA. It is primarily remote with a preference to spend one day a week in the office.

• Architect and own large parts of our complex loan origination platform and associated web applications.
• Maintain a high quality bar:
  Champion code quality through peer‑reviewed designs and code, focusing on test automation using unit, integration and end‑to‑end testing.
• Reduce Technical Debt:
  Allocate a certain percentage of each team’s time to tackling engineering initiatives focused on reducing tech debt.
• Execute:
  Focus on delivering high impact initiatives that provide value to the customer on a daily basis.
• Collaborate:
  Work closely with our design and product teams as well as with our business stakeholders to build the right solutions for our customers.
• Customer‑first:
  Ensure that our customers are successful and happy.
• Define Technical Strategy:
  Own technical strategy for broad or complex requirements and devise forward‑looking approaches that solve large open‑ended problems.

• Proficient software engineer with 7+ years of professional experience.
• Product focused:
  Pride in building high‑quality, user‑friendly products.
• Problem solver:
  Excel at breaking down complex problems with attention to detail.
• Great communicator:
  Adapt communication style to different audiences, effective in writing and speaking.
• Self‑driven:
  Demonstrates initiative and a desire to succeed.
• Productive/Impact‑oriented:
  Deliver results quickly and improve team productivity.
• Leadership potential:
  Ability to grow into a company leader, shaping culture and future.

• Programming
  
  Languages:
  
  Ruby, Kotlin, JavaScript, Type Script (language agnostic).
• Frontend Frameworks:
  React and Graph
  
  QL.
• Backend Frameworks:
  Rails, Node.js, Kafka.
• Databases:
  Postgres, Redis.
• Service‑Oriented Architecture experience.
• App Sec experience handling customer data and billions of dollars.

Region 1 (SF) – $194,200 – $291,200 + equity + benefits. For more details, see Kiavi compensation page.

• Medical, Dental, and Vision Insurance: free employee‑only coverage; dependents receive heavily discounted premium.
• Health Savings Account (HSA): 1,000$ for individual, 2,000$ for dependents.
• Disability and Life Insurance: immediate access with coverage at 1x annual salary.
• Remote Work Policy: one‑time office setup reimbursement up to $500 and monthly $85 stipend for internet/phone.
• Flexible Time Off: self‑managed time without strict limits (subject to manager approval).
• Paid Leaves: up to 8 weeks medical/caregiver, 12 weeks maternity/paternity.
• 401(k) & Company Match: 100% match up to 3% of compensation or 8,000$.

Kiavi is an Equal Opportunity Employer. San Francisco Fair Chance Ordinance Police Code, Article 49 applies. We use E‑Verify to confirm identity and employment eligibility of all new hires.