Senior Software Engineer, Identity & Trust San Francisco, CA,

Senior Software Engineer, Identity & Trust

Please note this is for San Francisco, CA, United States. You only need to apply to one location if there are multiple listed for the job.

At Ripple, the Identity & Trust Platform is proposed as the foundation to enable the "One Ripple" vision. Its goal is to solve identity problems across all products and acquisitions by establishing a single system of record for customers, users and their identities. This platform will decouple operational identity from legacy systems, unify compliance and verification context (such as shared KYB readiness), and define a shared entitlements layer for consistent product access.

• Design and develop distributed, cloud-native backend services that power key features within the Identity and Trust Platform.
• Define and implement the foundational data model and APIs that serve as the single system of record for customers, entities, and users within your area of ownership.
• Drive the strategic implementation of identity and customer lifecycle logic migrated out of legacy systems into resilient, observable, and Identity Platform-first services.
• Implement the core platform capabilities, including components of the unified entitlements layer and shared compliance context.
• Partner with Product, Compliance, and other engineering teams to champion standard integration patterns and contracts for the platform.
• Champion engineering excellence in architecture, code quality, testing, and operational practices.
• Serve as a mentor to help grow junior members of the foundational platform team.

• 5+ years experience in Software Engineering, with a deep focus on backend systems.
• Deep, hands‑on backend engineering experience building and operating modern, cloud‑native, and highly‑available distributed systems.
• Proven track record designing and delivering complex features within large‑scale systems in complex, regulated environments.
• Strong skills in API design and integration (e.g., REST and/or gRPC), with a focus on defining clear, reusable service contracts.
• Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS).
• Ability to tactically navigate and reduce technical debt while driving significant business value and managing feature‑level migration efforts.
• Strong technical ownership skills: demonstrated ability to own the technical delivery for complex features and influence local, cross‑team decisions.

• Experience with our current stack:
  Java + Spring Boot. We welcome candidates from other robust backend stacks (Go, Kotlin, C#, Python, Rust, etc.) who can quickly learn JVM technologies.
• Experience with event‑driven architecture (Kafka, SNS/SQS, etc.), essential for building a decoupled and resilient platform.
• Domain knowledge in fintech, regtech, KYC/KYB, identity verification, or compliance‑heavy systems.

CA Annual Base Salary Range

$168,000 — $210,000 USD

• Competitive salary, bonuses, and equity
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• R&R days so you can rest and recharge
• Generous wellness reimbursement and weekly onsite & virtual programming
• Generous vacation policy
• Industry‑leading parental leave policies. Family planning benefits.
• Catered lunches, fully stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full‑time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.