Member Technical Staff - Machine Learning

Company Mission / Why This Matters

Two Dots builds verification and risk infrastructure for housing to help solve the housing crisis.

Housing is too expensive because America created a single family mortgage machine to cut average people into home price inflation fueled by soft bans on new development. That worked for many decades, but when a small single family home costs several million dollars, it stops being an engine of opportunity and becomes a source of the very resentment modern mortgages were originally created to solve.

Housing supply has been restricted so much that people have started fabricating documentation or relying on bypasses and overrides to sign up for a payment they can’t really afford. That conceals the problem instead of solving it.

We believe that public and private policy has to change, and that involves breaking the system that conceals our affordability crisis and leaves people without the disposable income required to live satisfying lives, fueling resentment and political instability that turns problems at home into problems for the world.

Two Dots is hiring a Machine Learning Engineer for a low-headcount, high-impact role focused on technically difficult applied ML problems in housing verification, underwriting, fraud detection, and document understanding.

This is not a research role, although the right person has the depth to develop models from scratch end-to-end. Some of the problems we are facing are genuinely hard: detecting whether a PDF was forged or edited, inferring latent financial profiles from messy payment data, extracting information from noisy documents with very high reliability, and solving chatbot or agent quality problems that big foundation models do not solve out of the box.

They should be math literate, comfortable with PyTorch, evaluation, model deployment, quality management, metrics-driven evaluation, and data warehouse-oriented SQL such as Big Query.

• Document forensics and detecting fraudulent or edited PDFs
• Cash flow underwriting: inferring a latent financial profile from paystubs, bank statements, business data, or other payment data
• Extracting information from unstructured or noisy sources with very high reliability
• Solving chatbot and agent quality problems that are too hard for others to solve
• Developing models, evaluation systems, and quality management processes from scratch
• Creating broad-based, systemic improvements in ML, LLM, and agent performance
• Educating the team on how to evaluate ML pipelines and workflows, including workflows that involve prompting foundation models

You should be able to take an ambiguous problem, like PDF fraud detection, and turn it into a reasonable technical plan without needing a well-defined box. You should understand the company strategy well enough to know what is more and less likely to be valuable in ML without escalating every decision or planning process to the most senior levels of management.

You should have a strong command of:

• Tensors, PyTorch, training loops, and model deployment
• Metrics-driven evaluation and rigorous quality management
• Statistics, regularization, overfitting, training schedules, and GPU memory management
• Computer vision, NLP, and multimodal understanding problems
• Data warehouse-oriented SQL, especially Big Query
• Explore-vs-exploit tradeoffs in applied ML work

You should be interested in the company mission through a technical lens: consumer underwriting, document understanding, fraud detection, multimodal understanding, and systems that reveal rather than conceal the real affordability crisis in housing.

Despite the more cerebral nature of the role, this is an applied and impact-focused position. The work requires patience with exploration, but also the judgment to know when a good-enough solution under time pressure is better than searching for a global optimum.