Software Engineer II - Digital Assets

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting‑edge solutions like Zelle®, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Designs, develops, and maintains software applications that support cross‑border money movement and digital asset–enabled payment flows, with a focus on reliability, security, and scalability in regulated environments. Collaborates effectively with other members of the team to deliver on the team’s backlog.

• Participates in designing, developing, documenting, testing, and debugging new and existing software systems and applications.
• Design and implement backend services supporting cross‑border transaction processing, settlement workflows, and partner integrations.
• Develop and maintain software that meets security, resiliency, and compliance requirements for global payment systems.
• Collaborate with senior engineers to implement scalable solutions for high‑volume, distributed financial systems.
• Contributes in development life cycle including requirements analysis and design.
• Write technical specifications based on conceptual design and stated business requirements.
• Support, and document software functionality.
• Identify and evaluate new technologies for implementation.
• Analyze code to find causes of errors and revise programs as needed.
• Provide critical input in software design meetings and analyze user needs to determine technical requirements.
• Consult with end user to prototype, refine, test, and debug programs to meet needs.
• Complies with all security policies and procedures, to ensure that the highest level of system and data confidentiality, integrity and availability is maintained.

• Ability to use Unix/Linux command line programs and create/edit scripts.
• Able to analyze results of automated deployment scripts and makes modifications.

• Able to prepare detail design documents from requirements.
• Familiar with Reporting tools such as Crystal Reports, Jasper Reports, BIRT, etc.
• General understanding of software environments and network topologies.
• Able to demonstrate OOA/OOD skills.
• Demonstrable understanding of distributed, component based architecture
• Working knowledge of networking and/or telecommunications protocols
• A solid understanding of event driven / asynchronous programming and multi-threading
• Demonstrable technical design skills (UML experience a plus)
• Familiar with TDD/BDD.
• Familiar with SOA framework, web services, etc.

• Common Developer Skills
• Competent (2+ years) Java or C# or C++ or Objective-C language programming skills.
• Competent with SQL or PL/SQL and relational database concepts.
• Experience with source code control systems.
• Experience with secure programming techniques is highly desirable
• Able to perform code reviews to ensure the code meets the acceptance criteria.

• 2+ years of experience in projects using Java, C++, Objective-C, or Swift
• 2+ years design, implementation and unit testing of mobile applications
• A solid understanding of event driven / asynchronous programming and multi-threading
• Working knowledge of networking and/or telecommunications protocols
• Experience/High comfort level with application layer technologies/protocols including HTTP, XML

• 2+ years of experience with application layer technologies including HTML/CSS, XML, JavaScript, JSON, and REST
• 3+ years of experience with web and application servers such as IIS, Apache HTTP/Tomcat, IBM Websphere, Oracle Web Logic, JBoss, Glass Fish, etc.
• Experience with other computer languages like C#, Ruby, Python, and PHP is a plus

• Able to maintain…