Software Engineer, Lending

About the role

The Chime mobile team is chartered with crafting the primary interface between the company and our users. In particular, this team will be creating tight and user friendly interactions around the core banking experience as well as iterating on innovative features that help our users work towards better financial health.

The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

• Design, develop, test, release, and scale new and existing consumer product features and mobile architecture
• Work closely with our product team to launch new features
• Develop thoroughly tested code and conduct quality assurance on all new code alongside our QA team
• Collaborate effectively with other technology teams and architects to solve complex problems spanning their respective areas
• Work in a team as well as independently to deliver on aggressive schedules and goals

• A strong empathy for the users of the products you create.
• A minimum of 3 years experience in React.js or mobile development (Bonus: React Native).
• Experience with React Native, some native iOS and Android
• Experience leading execution of complex projects involving multiple engineers
• Experience building a React.js or native mobile app with traffic lity to architect, refactor, and debug an app without disrupting and introducing regressions to 100,000s of users is a big plus.
• Experience analyzing a feature in production using analytics and experiments
• A strong focus on high-quality mobile UI experiences
• Start-up experience as an added plus!

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
• Competitive salary based on experience
• 401k match plus great medical, dental, vision, life, and disability benefits
• Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in Fin Tech and help millions unlock financial progress

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws.

If you have a disability or special need that requires accommodation during any stage of the application process, please contact:

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.