Sr. Software Engineer - Card Tech

Position: Sr. Staff Software Engineer - Card Tech

As a Sr. Staff Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.

You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Staff Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Staff Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

About

the Team:

Card Tech is seeking a Sr. Staff Engineer to join our team and fundamentally redefine the speed and quality of software development. We are a high-velocity, mission-driven group obsessed with bridging the gap between Intent and Execution (I=E). In this role, you won't just manage; you will operate as a "Player-Coach," functioning both as a high-leverage developer who ships production-ready code in hours as well as mentoring a team to become elite AI-native builders.

You will own the technical benchmark, leveraging agentic development tools to its absolute limits through rigorous, spec-driven design to solve complex problems with unprecedented urgency.

This leader must have the ability to attract top-tier talent and the technical "whisperer" skills to ensure AI-generated output is flawless, secure, and scalable. Success requires an innovative mind, a proven track record of delivering next-generation products, and a passion for AI-native execution. You are a master of technical specifications who can translate complex architectures into simple, actionable reality. If you are a high-agency leader ready to define the 100x engineer era and make a massive, visible impact on our company trajectory, this is your team.

Key responsibilities:

Articulate and evangelize a bold technical vision for your domain Decompose complex problems into practical and operational solutions Ensure the quality of technical design and implementation

Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability

Continue learning and injecting advanced technical knowledge into our community Handle several projects simultaneously, balancing your time to maximize impact

Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community

Basic Qualifications Bachelor’s Degree At least 9 years of experience in software engineering

At least 9 years of experience designing distributed systems, backend architecture, and API platforms

At least 9 years of experience with public cloud technologies

Preferred Qualifications:

Master's Degree in Computer Science or a related field

10+ years of experience in event-driven systems and architecting scalable, fault-tolerant, highly-available services

10+ years of experience in building high-performance API platforms and federated BFF architectures (GraphQL, REST, API gateways, gRPC, caching, and streaming).

10+ years of experience with cloud-native engineering (AWS, Azure, or GCP), containerization (Docker, Kubernetes) and automated deployment

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago,

IL: $286,200 - $326,700 for Sr Distinguished Engineer McLean, VA: $314,800 - $359,300 for Sr Distinguished Engineer New York, NY: $343,400 - $392,000 for Sr Distinguished Engineer Richmond, VA: $286,200 - $326,700 for Sr Distinguished Engineer San Francisco, CA: $343,400 - $392,000 for Sr Distinguished…