Lead Product Manager, Banking

The Company Pay Pal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, Pay Pal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. Pay Pal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a Pay Pal or Venmo account balance, Pay Pal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.

Our Pay Pal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk.

We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

We are seeking a Lead Product Manager for our enterprise open banking product team. This person will lead a variety of initiatives, partnering with internal product and business teams seeking to leverage open banking in a wide range of use cases, as well as with engineering teams to define the requirements and understand the technical architecture to advance our enterprise platform and deliver scalable solutions.

This role is an individual contributor.

• Inputs to product strategy with cross-functional stakeholders consistent with the shared vision for the product or enabling platform.
• Implements the architectural roadmap that balances innovative design and technical implementation, while balancing regulatory requirements, time-to-market, meeting customer needs and product profitability.
• Controls for the customer experience and customer needs in product requirements and as an input to decision making.
• Monitors metrics that inform the success of products including usability studies, research and market analysis.
• Manages one or more work streams to include analytics, customer discovery, market research and competitive analysis to drive data-driven decision-making.
• Monitors product profitability measures, including budget.
• Participates in operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews. Interfaces with product and technology leadership as needed.
• Partners with content developers, data scientists, product designers and user experience researchers.

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

• Provide inputs to help shape the strategy and roadmap for open banking at Pay Pal.
• Drive execution of the open banking roadmap initiatives under your responsibility and become the subject matter expert for these, ranging from technical to business/user centric.
• Work closely with open banking use case teams to understand their needs, how open banking can most effectively deliver value to their areas, the benefits that open baking initiatives would bring, and how use case needs can inform horizontal and platform level roadmaps.
• Develop strong technical understanding of the initiatives under your responsibility. This should include the ability to ensure that technical execution is meeting product requirements, the ability to communicate technical elements to others outside the project (leadership, end users, partners), and understand resulting key architecture in order to inform future work.
• Create robust documentation for each initiative under your responsibility. This should…