Credit Solutions Advisor - Eastridge Center - Vietnamese

This role is responsible for originating loans for clients with residential mortgage needs and is the primary lending specialist working full time within the financial center. The position delivers First Mortgage and HELOC lending products in person or by telephone, and provides other products such as Auto Loans, Credit Cards, and Core Banking products. The job balances sales performance, operational risk, and client relationship care.

This role requires SAFE Act registration; employees must register and maintain good standing in the federal registry system. Failure to maintain registration may result in disciplinary action up to termination.

• Provides specialized and personalized service offering advice and guidance to financial center clients through the full spectrum of borrowing and banking offerings at each stage of client’s life plan
• Builds and deepens relationships with new and existing clients by leveraging the full capabilities of the bank
• Analyzes the client’s financial needs and applies knowledge of borrowing and banking to recommend financial services that best align with the client’s unique priorities
• presents potential home lending product solutions, submits the mortgage application, assists clients with gathering supporting loan documentation, and keeps clients informed throughout the mortgage loan process via outbound calls, email, and online messaging
• Connects with clients through outreach and pipeline management activities and conducts consistent follow‑up routines to meet client needs
• Responds to client requests and makes referrals to appropriate internal partners based on client needs
• Partners with financial center leaders, performance managers, and market leaders to provide specialized guidance and coaching to financial center associates regarding delivery of an exceptional client experience

• Minimum of 2 years of mortgage origination experience, or equivalent, with ability to assess client needs, build trust, deepen relationships, and self-source business combined with a proven record in consultative sales and delivering tailored financial solutions
• Actively listens to the client to determine their needs and goals and has a desire to interact with clients proactively
• Communicates professionally, effectively, and confidently and is comfortable engaging all clients in person and over the phone
• Is a critical thinker and can analyze financial and credit data to advise clients of product/pricing policies and guidelines and gather any additional required information
• Has effective customer service skills with ability to manage the full client end‑to‑end experience and problem resolution
• Strong written and verbal communication skills
• Ability to handle ambiguity and adapt to changing circumstances
• Dedicated, enthusiastic, driven, and performance‑oriented; possesses a strong work ethic
• Can be flexible to work weekends and/or extended hours as needed
• A true team player and collaborator, translating knowledge and experience into strong and productive relationships internally and externally
• Ability to learn and understand technology
• Demonstrates a commitment to professional ethics and is thorough and thoughtful in incorporating relevant regulatory due diligence as well as complying with all federal and state compliance policies

• Experience working in a financial center where goals were met or exceeded
• Knowledge in analyzing and comprehending complex financial data and providing financial alternatives
• Knowledge of banking products and services
• Solid time‑management skills and the ability to organize, prioritize, and perform multiple tasks simultaneously
• Experience in a loan origination role in a retail environment and knowledge of mortgage products (Conventional, Jumbo, HELOC, Government)
• Knowledge of structuring, processing, underwriting, and closing procedures
• Knowledge of federal regulations governing real‑estate lending, FHA and HUD guidelines
• Knowledge of other lending products (Credit Card, Vehicle Loans)
• Strong computer skills including MS applications and previous experience utilizing laptop technology

• Client Management
• Client Solutions…