Compliance Analyst, Servicing and Regulatory

Job Category: Compliance

Requisition Number: COMPL
018438

• Full-Time
• Remote

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Remote

Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

The Compliance Analyst, Servicing & Regulatory plays an important role in the organization by performing a variety of activities related to the Company's Compliance functions. This role is primarily responsible, under moderate supervision, for monitoring and implementing regulatory and investor requirements impacting mortgage origination and servicing operations, supporting consumer complaint and privacy compliance programs, conducting compliance analysis, and identifying opportunities to improve compliance-related processes and controls.

The role partners with business units to provide regulatory guidance, assess operational impacts, support regulatory change implementation, and promote compliant business practices. The role also supports examinations, audits, and other compliance initiatives while serving as a resource.

This role is a non-exempt position with a targeted salary range of $ 25/hr to $37/hr .

Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant’s geographical location.

• Identify, analyze, and manage regulatory, investor, and industry changes that impact the Company's mortgage origination and servicing operations.
• Evaluate regulatory requirements to determine applicability, operational impact, implementation needs, and associated compliance risks.
• Coordinate with business units and third parties to support implementation and validation of regulatory and investor changes and ensure ongoing compliance with applicable requirements.
• Serve as a subject matter expert for mortgage origination and servicing operations, providing guidance regarding regulatory requirements, operational impacts, and implementation considerations.
• Research, investigate, and respond to escalated consumer complaints, regulatory inquiries, and customer concerns in accordance with regulatory requirements and Company standards.
• Gather and coordinate documentation required for regulatory servicing obligations, including Qualified Written Requests, Notices of Error, Requests for Information, debt validation requests, and other regulatory response requirements.
• Support the Company's privacy compliance program, including consumer privacy rights requests and compliance with applicable privacy regulations.
• Support Compliance Department initiatives related to regulatory examinations, audits, monitoring activities, issue remediation efforts, and other compliance risk management functions.
• Identify opportunities to improve compliance processes, workflows, controls, and reporting to enhance operational effectiveness and regulatory compliance.
• Participate in cross-functional projects related to regulatory implementation, compliance initiatives, and process improvements.
• Provide professional and knowledgeable compliance support to business units and make recommendations, when appropriate, to promote compliant and efficient business practices.
• Provide guidance and serve as an escalation resource for day-to-day questions and role related compliance matters.
• Prepare reports, analyses, presentations, and supporting materials for senior management, examinations, audits, or other areas as requested.
• Perform other duties as assigned.

• Associate's degree in business, Finance, Legal Studies, Risk Management, Compliance, or related field to the position, preferred.
• A combination of education and experience may be considered in lieu of the Associate's degree.
• Minimum three years of Mortgage industry experience required, including knowledge of origination and servicing operations.
• Minimum two years of experience in Compliance, regulatory, audit, risk management, quality control, or related experience preferred.
• Strong knowledge of federal and state laws and regulations applicable to mortgage origination and servicing.
• Demonstrated knowledge of residential mortgage origination and servicing processes,…