Commercial Banking Associate - San Luis Obispo

Posting Details

• Posted on September 25, 2026
• Requisition #: COMME
  005135

• Showing 1 location San Luis Obispo, CA 93401, USA
• On-site
• Pay or shift range: $70,305 USD to $85,000 USD
• Full-Time
• Credit, Portfolio Management & Sales Support

BANC OF CALIFORNIA AND YOUR CAREER

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation’s premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities.

The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, Smart Street™. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.

At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best.

Together we win!

THE OPPORTUNITY

The Commercial Banking Associate assists Commercial Banking Managers with managing the Commercial Bank Portfolio and provides accurate, timely, and extensive information in response to client inquiries and requests to support the retention of profitable clients. The role works with internal operational business units to facilitate timely financial reporting, accurate documentation, and resolution of payment delinquencies and participates in initial financial analysis and credit presentations to Credit Administration.

This role requires a high level of autonomy and decision-making. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

HOW YOU’LL MAKE A DIFFERENCE

• Apply existing guidelines and procedures when proposing solutions within the department.
• Use sound judgment and experience to work through potentially complex problems based on precedent, example, reasonableness, or a combination of these.
• Maintain up-to-date knowledge of banking services and implementation processes.
• Assist with loan portfolio maintenance, including tickler system management, past-due collections, financial reporting collection, organization and analysis, and covenant compliance testing.
• Perform credit and financial statement analysis, including spreading, projection modeling, and underwriting work.
• Prepare concept memos for Credit Administration approval and Letters of Intent for borrower execution.
• Interface with prospective clients, when directed, to collect necessary financial information and formation documents, review information for completeness and accuracy, and follow up until all information is collected.
• Review potentially complex legal entity documentation and facilitate due diligence and BSA…