Associate - CIB Audit

The Associate (Supervisor) – CIB Audit

The Associate (Supervisor) – CIB Audit is an individual contributor responsible for executing audit testing across the Corporate & Investment Banking (CIB) portfolio, covering both Markets (Sales & Trading) and non‑Markets businesses, including lending, risk, operations, and supporting functions. The Associate applies independent judgment in executing assigned audit procedures, identifying control weaknesses, and assessing risk, with work reviewed by a Sr.

Supervisor or Audit Manager prior to finalization. The role requires a strong foundation in internal audit methodology and a developing understanding of CIB products and activities, including Equities, Fixed Income, Securitization, FX, Rates, Derivatives, Leveraged Finance, and related lending and trading businesses.

• Execute audit testing and analysis for internal audit reviews covering CIB businesses, processes, and control environments.
• Perform control design and operating effectiveness testing across moderate to high‑complexity audit areas under the guidance of a Sr. Supervisor or Audit Manager.
• Examine business records, transaction data, and supporting documentation to identify control gaps, issues, and risk exposures.
• Apply independent judgment in assessing risks, documenting observations, and escalating issues as appropriate.
• Prepare clear, well‑supported audit work papers in accordance with internal audit standards and methodology.
• Participate in audit planning activities, including understanding process flows, identifying key risks, and assisting in the development of audit test steps.
• Support post‑audit follow‑up testing to assess the adequacy and timeliness of management remediation efforts.
• Assist in drafting audit observations and recommendations for review by the Sr. Supervisor or Audit Manager.
• Develop and maintain an understanding of CIB products, processes, and regulatory expectations, with a focus on Markets activities.
• Demonstrate commitment to professional development through training, on‑the‑job learning, and feedback incorporation.
• Provide consistent, high‑quality support to audit stakeholders while maintaining professionalism and objectivity.

• Bachelor's Degree in Accounting, Finance, Business or equivalent field. (Required)
• 3+ years of audit or relevant experience. (Required)
• 5+ years of relevant experience. (Required)
• Analytical and problem‑solving skills with the ability to work independently.
• Technology and computer skills, with proficiency in Microsoft Office (Word, Excel, Outlook, PowerPoint).
• Experience supporting audit execution through data analytics, automation, and AI‑enabled tools to analyze large datasets, identify control gaps, and enhance audit efficiency.
• Detail oriented with strong organizational skills.
• Excellent verbal and written communication skills.
• Time management skills and ability to complete multiple projects simultaneously and timely.
• Ability to work independently with limited supervision.
• Strong diplomatic skills with ability to resolve conflict in a civil manner.

• Progress toward or interest in professional certifications (e.g., CPA, CIA, CFA, FRM) is a plus.

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

• New York, NY
• Miami, FL
• Dallas, TX
• Boston, MA

Base Pay Range:
Minimum $76,875.00 USD – Maximum $ USD.

Benefits:
Santander offers a comprehensive benefits package designed to support you, your family, and your well‑being now and into the future.

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.