Senior Manager, Risk Analytics

Senior Manager, Risk Analytics

Upstart is hiring a Senior Manager, Risk Analytics to build and own the Risk team’s risk data and analytics program, including the Key Risk Indicator (KRI) program and framework and quantitative risk reporting infrastructure. This role will work with first‑line risk owners and second‑line risk subject matter experts to design and develop robust and scalable risk data models, establish KRIs for all risk categories, implement centralized aggregation, monitoring, and reporting, and enforce consistent methodology for risk metric measurement, threshold setting, monitoring, breach escalation, and response framework.

• Understand how data is produced and consumed at a deep level to design risk data pipelines and models and build curated data sets to support enterprise‑wide risk monitoring and reporting
• Own and manage the KRI program, collaborating with first‑line risk owners and second‑line risk domain SMEs to design, track, and report on risk metrics across all risk types and business activities
• Build and maintain risk reporting infrastructure, including dynamic dashboards, snapshot reporting, and risk data infrastructure and aggregation capabilities using existing company data sets and tools such as Looker, Jira, and Mode
• Meet consumers of risk data by wearing an educator’s hat and training them on risk dashboards and tools
• Provide data and analytical support for enterprise risk assessments, management and board reporting, exam and audit requests, and ad‑hoc risk data requests
• Partner with leaders in Risk to translate risk program requirements into scalable, repeatable data and reporting solutions
• Support the setup, maintenance, and administration of the GRC tool for all Risk teams by defining cross‑team standards

• Bachelor’s degree or equivalent practical experience
• 7+ years of experience in risk analytics or a related quantitative function in a banking or financial services environment
• Strong understanding of data modeling concepts in both transactional and analytical databases
• Demonstrated experience with risk data aggregation, KRI design and monitoring, or risk reporting infrastructure
• Expertise in SQL, Python and ETL optimization techniques, and data tools such as Looker, Mode, or comparable BI/analytics platforms

• Experience in a bank or OCC‑regulated institution, particularly building risk monitoring programs in advance of regulatory examination
• Familiarity with OCC or Federal Reserve expectations for enterprise risk reporting and KRI frameworks
• Knowledge of quantitative risk measurement techniques such as scenario analysis or risk scoring methodologies
• Experience building automated data pipelines or dashboards for regulatory or executive reporting
• Experience implementing or managing a bank‑grade GRC tool
• Strong project‑management skills with a track record of independently driving programs from design to implementation

This role is available in the following locations:
Remote, San Mateo, CA, and Columbus, OH.

As a digital first company, the majority of your work can be accomplished remotely. Employees may be encouraged to spend high‑quality time in‑person collaborating via regular onsites. The in‑person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2–4 consecutive days at a time.

Anticipated base salary range: $172,100 – $238,300 USD.

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
• Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
• Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
• Health Savings Account contributions from Upstart for…