Chief Lending Officer

Chief Lending Officer

Angott Search Group is partnering with a ~$200MM asset credit union to identify a strategic and hands‑on Chief Lending Officer (CLO) to lead all lending and collections functions. This executive role is responsible for driving safe and sound loan growth across Indirect, Consumer, Mortgage/Real Estate, and Commercial Lending, while maintaining strong credit quality, regulatory compliance, and an exceptional member experience.

The CLO will work closely with Finance/ALCO, Risk & Compliance, Operations, and Marketing to align lending strategy with the credit union's mission and financial goals. This position requires a leader who can balance strategic vision with operational execution while developing high‑performing lending and collections teams.

• Develop and execute the overall lending strategy across consumer, mortgage/real estate, indirect, and commercial portfolios.
• Lead pricing strategy to maintain competitiveness while optimizing yield and net interest margin.
• Oversee and grow the indirect lending program, including dealer relationships, program profitability, and underwriting standards.
• Provide leadership and oversight of mortgage and real estate lending operations, ensuring compliance and strong operational performance.
• Guide commercial lending strategy, including underwriting standards, portfolio monitoring, and relationship management.
• Maintain and enforce lending policies, underwriting standards, and approval authorities.
• Oversee collections and recovery functions, including delinquency management, repossessions, and loss mitigation.
• Ensure compliance with all applicable lending regulations and internal policies while maintaining strong audit and examination readiness.
• Monitor portfolio performance including delinquencies, charge‑offs, concentrations, and credit exceptions.
• Drive operational excellence and digital lending improvements to enhance the member experience.
• Partner with Finance and participate in ALCO to align lending strategies with liquidity and balance sheet goals.
• Lead, mentor, and develop lending and collections teams, promoting a culture of accountability, service, and continuous improvement.
• Bachelor's degree in Business, Finance, Accounting, or related field (or equivalent experience).
• 8+ years of progressive lending experience, including leadership responsibility.
• Proven experience leading consumer lending and indirect lending programs.
• Strong knowledge of commercial credit underwriting and portfolio management.
• Demonstrated expertise in lending compliance, risk management, and regulatory requirements.
• Strong strategic leadership and decision‑making capabilities.
• Mortgage lending leadership experience, including originations and/or operations.
• Experience with in a credit union or community financial institution.
• Secondary market knowledge a plus.
• Professional certifications such as CUNA, NAFCU, or similar preferred.