Mortgage Loan Originator

Join to apply for the Mortgage Loan Originator role at Mountain West Bank

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Join to apply for the Mortgage Loan Originator role at Mountain West Bank

About

The Role

Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day.

We strive to succeed in business while also being valuable and compassionate neighbors. Come find your passion with us!

Today. Tomorrow. Together.

At

About

The Role

Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day.

We strive to succeed in business while also being valuable and compassionate neighbors. Come find your passion with us!

Mountain West Bank. Today. Tomorrow. Together.

At Mountain West Bank we're more than a job, we take pride in our culture and our employees. Our company has been in the Forbes Top 20 List for the past nine years and we continue grow and succeed. We offer excellent benefits including Medical, Dental, Vision, 401K plans, Profit Sharing, Employee Assistance programs and generous paid time off plans and more!

This is full time, 40 hour a week position, consistent and regular attendance is imperative.

Mountain West Bank is looking for an eager, motivated Junior Mortgage Loan Originator (MLO) to join our Real Estate team in beautiful Sandpoint, ! This is an entry level Junior MLO position. The Real Estate Managers will provide training and mentoring with the goal of the position to ultimately be responsible for increasing branch referrals and outside sales by generating residential mortgage loans through solicitation of individual borrowers, real estate brokers, builders, and developers.

This position is responsible for taking a residential mortgage loan application and offers or negotiates terms of a residential mortgage loan.

• Responsible for meeting sales volume and goals from internal and external referrals.
• Develops annual business plan in conjunction with Manager which details activities to follow which will focus on exceeding sales quota.
• Attend all sales meetings both in the residential lending department and branch.
• Develops qualified leads through internal and external referrals, canvassing, face to face cold calling, direct mail, and networking the real estate community.
• Establish and maintain customer referral relationships with realtors, builders, and developers;
• Maximizes all opportunities in the process of closing a sale resulting in the taking of market share from competitors.
• Responsible for identifying and building effective networks with other professionals to maximize revenue.
• Demonstrates the ability to counsel and pre-qualify home buyers, complete applications and obtain all necessary support documents along with appropriate fee and lock-in information in compliance with mortgage lending regulations.
• Oversee loan process by monitoring loan status and ensuring conformity with terms
• Assist in collecting any and all documentation and communicating loan status to all parties
• Compile, compute, and prepare handouts and finance information, such as closing costs and rate comparison sheets for realtors and builders. (All handouts and advertising must be approved by the Compliance department before distributing)
• Work with the processor in preparing the loan file for underwriting.
• Provide the processor with Investor guidelines when applicable
• Maintain current knowledge on mortgage products, underwriting guidelines, and industry regulations
• Responsible for sourcing and developing client relationships and referrals using branch personnel to capitalize on cross-selling opportunities.
• Maintain contact with customers in the market area to ensure high levels of customer satisfaction
• Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control

• Regular and predictable attendance is an essential function of this job.