BSA Analyst

Summary

Works closely with the BSA Department to ensure that all departments within the Bank are compliant with BSA Requirements and is responsible for overseeing a portion of the day‑to‑day monitoring, reporting, and control processes within the BSA department. The BSA Analyst I is actively engaged with other departments within the bank to assist in clarifying BSA requirements and ensuring that their procedures cover necessary BSA elements.

• Actively investigates flagged transactions. This includes analyzing alerts generated by the Bank’s monitoring systems and escalating cases when necessary.
• Prepare clear, thorough narratives and reports for each alert or case, summarizing findings, conclusions, and disposition decisions.
• Effectively manages multiple cases and tasks, prioritizes work, and meets strict deadlines in a regulated environment.
• Exercises sound judgment in determining when to escalation alerts and how to resolve cases.
• Escalates all matters mentioned above to the VP BSA Supervisor or Senior Management if the items cannot be resolved.
• Support general BSA/AML compliance activities and other duties as assigned by the BSA Officer or their designee.

• Demonstrates high degree of professionalism in communication, attitude and teamwork with customers, peers and management.
• Demonstrates high level of quality work, attendance and appearance.
• Adheres to all Company Policies & Procedures and Safety Regulations.
• Stays abreast of regulatory changes, industry standards and best practices.
• Adheres to local, state and federal laws.
• Attends training and maintains a basic knowledge of procedures to ensure compliance with laws and regulations governing financial institutions, as they apply to your position.

This position does not have supervisory responsibilities

• Bachelor’s degree from an accredited college or university or three years of related banking experience and/or training or the equivalent combination of education and experience. Comprehensive knowledge of bank products and services, including Bank Secrecy Act compliance, is required.
• Bank operational experience of no less than three years, with exposure to branch and back‑office operations, as well as compliance functions.
• BSA/Compliance‑specific experience of no less than one year, with exposure to transactional analysis as well as general program and reporting requirements.
• Strong professional skills with emphasis on planning and organization. Strong and thorough knowledge of Bank policies and procedures. General knowledge of overall Bank products and services, particularly those offered in a commercial banking environment.
• Ability to multi‑task and manage multiple activities to completion within strictly regulated deadlines.
• Experience with FiServ or other major core and reporting applications is desired.

• Adaptability
• Communication
• Decision Making
• Initiative
• Innovation
• Motivator
• Organization
• Professionalism
• Results Orientated

• Standing, walking and squatting less than fifty percent of the work shift.
• Ability to read, count and write to accurately complete all documentation and reports.
• Must be able to see, hear and speak to communicate with employees and other customers.
• Specific vision abilities include close vision, distance vision, peripheral vision, depth perception and ability to adjust focus.
• Manual dexterity required using hands to finger; handle, feel and type; reach with hands and arms.

Sedentary:
Limited activity, no lifting, limited walking

• The workspace is clean, orderly, properly lit and ventilated with the proper safety compliance.
• Noise levels are considered moderate.