Sr. Portfolio Manager

About the Role

The Senior Portfolio Manager helps grow and protect the Bank’s commercial relationships by underwriting credit opportunities, managing a portfolio of mature loan and deposit relationships, and providing responsive client service. This role brings together credit judgment, relationship management, and business development to support sound decisions, client retention, and responsible portfolio growth.

Schedule: Monday – Friday, 8:00 AM - 5:00 PM
Work Location: Onsite
Travel: Occasional (up to 10%)

• Underwrite and recommend new loans, credit lines, and credit actions in accordance with Bank policies, procedures, and lending guidelines.
• Manage a portfolio of mature loan and deposit relationships, focusing on client retention, cross-selling, and responsible growth.
• Assess financial statements, tax returns, cash flow, collateral, and other information to determine creditworthiness and identify potential risk.
• Keep credit files complete, accurate, and ready for Credit Administration and regulatory review, including timely resolution of underwriting conditions and pre-funding quality-control requirements.
• Coordinate the lending process from initial request through closing so clients and internal partners receive timely decisions, and approved transactions are completed accurately.
• Build and maintain trusted relationships with borrowers, advisors, branch teams, operations, cash management, and other Bank product experts.
• Develop new loan and deposit relationships and represent the Bank at relevant marketing and industry events.
• Provide guidance and training to team members while maintaining compliance with applicable laws, regulations, and Bank policies.

(Required)

• Bachelor’s degree from a four-year college or university, or an equivalent combination of education and relevant experience.
• Five or more years of related lending, credit, portfolio management, or comparable experience.
• Strong knowledge of accounting principles, tax-return analysis, balance sheets, income statements, and cash-flow analysis.
• Demonstrated ability to evaluate complex credit requests, identify risk, draw sound conclusions, and communicate recommendations clearly.
• Working knowledge of commercial loan documentation and the ability to manage a high volume of work from multiple sources.
• Proficiency with Microsoft Word, Excel, and financial-analysis software.
• Strong written, verbal, presentation, organization, and relationship-management skills.
• Ability to protect confidential Bank and client information and meet applicable regulatory and policy requirements.

(Nice to Have)

• Deep commercial banking product knowledge and experience structuring and executing large or complex transactions.
• Experience partnering across branch, operations, cash management, and other product teams to deliver coordinated client solutions.
• Established business-development skills and relevant industry or market relationships.

• Team Culture
• Benefits or Perks

In general, the following physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to allow differently abled individuals to perform the essential functions of the job.

(Check the box that applies by double clicking on the box.)

Sedentary:
Limited activity, no lifting, limited walking

Moderate:
Mostly standing, walking, bending, frequent lifting

Light:
Office work, some lifting, bending, stooping or kneeling, walking

This job description reflects the general nature of the role and may change as business needs evolve. We are an equal opportunity employer. Sunwest Bank works with staff members and customers without regard to race, ancestry, national origin, sex, marital status, age, religion, medical condition, handicap, disability or veteran status and to assist the Bank in maintaining its
** Affirmative Action Program.**

Compliance with Bank Secrecy Act laws and regulations is considered an extremely serious matter, and it is intended that Sunwest Bank, through the purposeful efforts of its employees and…