Staff Accountant

Compensation: USD 64000 - USD 75000 - yearly

Joinourgrowingteamandbepartofthe Top Non -QMLenderinthe

Business.

Weareknownforclosing mortgageloanswithspeed,ease,and convenience.

License din
46

States,weprovidebrokerswithafullsuiteofmortgageproducts,including VA,FHA,&FHLMC.

Ifyouhaveaservicefirstmentalityandthriveinafast-paced environment,Home Xpressistheplaceforyou.

Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!

Position Name:
Staff Accountant

Department: Accounting / Finance

Reports To: Accounting Manager or Controller

Position Summary

The Staff Accountant plays a key role in supporting accounting and financial reporting processes for mortgage loan origination, interim servicing, and loan sale activities. Responsibilities include journal entries and reconciliations for loan-level accounting and gain-on-sale recognition as well as general support of the close process.

This is not a typical Staff Accountant role. It’s an opportunity for someone who is eager to learn, wants to take on new challenges, and wants to gain exposure to high-impact initiatives early in their career.

With our recent acquisition by a public company, this position offers hands‑on experience with public company reporting and structure, including involvement in 10-K and 10-Q processes. This role will also provide direct exposure to the first‑year implementation of SOX compliance, offering invaluable experience in internal controls.

Additionally, the team will be rolling out Flo Qast, giving the candidate the opportunity to build future‑ready skills in close automation and AI‑driven accounting tools.

The ideal candidate demonstrates strong analytical skills, precision, and the ability to manage and reconcile large, complex datasets.

• Record daily loan-level activity, including fundings, sales, and payoffs.
• Reconcile loan-level data from the loan origination system (LOS) to accounting records.
• Investigate and resolve discrepancies between loan-level activity and general ledger balances.
• Prepare and record estimated interest accruals.
• Record journal entries associated with:
  • Origination fees and costs
  • Loan sale proceeds, gain-on-sale recognition, and fair value adjustments for loans held for sale

• Record and reconcile activity related to warehouse lines of credit, including loan fundings, paydowns, and interest.
• Reconcile warehouse line balances to lender statements and internal loan funding records.
• Assist with tracking loan funding activity and ensuring accurate accounting for warehouse borrowings.

• Analyze large loan-level datasets using advanced Excel functions (e.g., pivot tables, XLOOKUP, VLOOKUP).
• Ensure traceability between loan-level system data, supporting schedules, and the general ledger.

• Support monthly and quarterly close processes, including journal entries, reconciliations, and supporting schedules.
• Prepare and maintain account reconciliations.
• Provide variance analysis and explanations related to assigned accounts.

• Prepare work papers and supporting documentation for internal and external audits.
• Assist in responding to audit requests related to mortgage loan accounting activity.
• Maintain organized documentation supporting accounting conclusions and journal entries.

• Bachelor’s degree in Accounting, Finance, or a related field.

• 1–3 years of accounting experience, preferably in:
  • Mortgage banking
  • Financial services
  • Loan accounting or loan operations
• Experience working with loan-level transactional data preferred.

• Experience with general ledger or ERP systems.
• Familiarity with loan origination systems (LOS) or mortgage servicing systems is a plus.

• Strong attention to detail and analytical ability
• Ability to work with large datasets and complex reconciliations
• Strong organizational and documentation skills
• Ability to meet deadlines in a fast‑paced mortgage banking environment and take ownership of assigned responsibilities
• Effective communication and collaboration skills

All your information will be kept confidential according to EEO guidelines.