Franchise Senior Credit Analyst

Franchise Senior Credit Analyst (Auto Finance)

The Franchise Senior Credit Analyst (Auto Finance) will be responsible for conducting an objective, independent analysis of complex credit data and financial statements of customers to determine the degree of risk involved in extending credit and underwriting loans accordingly. This is an in-house position based at our corporate office in Santa Ana, California.

Essential Responsibilities:

• Review credit applications and make sound decisions based on Company guidelines.
• Analyze credit risk and financial information such as payment to income, loan to value, credit history and other data to determine quality and profitability of a loan.
• Provide leadership to other Credit Analysts, act as a department lead, and train/mentor other Credit Analysts as necessary.
• Interact daily with automotive franchise dealerships to negotiate and capture approvals.
• Build strong relationships with the Sales/Marketing team, Funders and Dealership Body to maximize potential business.
• Prepare or assist in the preparation of objective credit analysis reports including trend analysis, industry comparison, and projections for presentation to management and other departments.
• Meet target goals for productivity and quality in a consistent manner.
• Other duties as assigned.

Requirements:

• 5+ years of credit review/analysis experience in the non-prime auto finance industry.
• Effective communication and decision-making skills.
• Strong analytical and organizational skills with attention to detail.
• Strong negotiation and problem-solving skills.
• Ability to interact with others in a professional, tactful, and sensitive manner.
• Ability to thrive in a fast-paced work environment and to work independently as well as part of a team.
• Proficient with the Microsoft suite of applications (Word, Excel, Outlook, PowerPoint, Visio, etc.)
• Bachelor's Degree in Business or equivalent work experience.

Pay Range: $31.00 - $42.00 per hour + Bonus

Veros Credit, LLC is an equal opportunity employer.

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