Credit Fleet Analyst JR Job Santa Fe area,New Mexico USA,Finance & Banking

Position: Credit Fleet Analyst JR-2

We are Daimler Financial Services Mexico, a branch of the Daimler Trucks group, specializing in financial solutions for distributors, clients, and the market. With over 25 years in Mexico, we have built an excellent reputation through technological innovation, digital evolution, and a customer‑oriented approach. We are committed to providing financial services that add value to all our stakeholders.

Job Summary

The Fleet Analyst – Junior Manager supports credit operations by preparing credit files, conducting financial analysis, and ensuring documentation accuracy. The role evaluates customer creditworthiness, supports leasing processes, and ensures compliance with corporate and local credit policies.

Key Responsibilities

Credit File Preparation – Prepare and maintain complete, accurate credit files; research and gather information on companies and individuals; collect and validate required documentation; verify correct entry of business segment and transaction details.

Financial Analysis – Perform financial statement spreading and analysis to assess creditworthiness; evaluate borrower exposure and perform aggregations when needed; identify and resolve red flags, including SDN/OFAC alerts.

Third-Party Leasing & Documentation – Manage UCC filings, lease audits, and documentation processes; submit required documents to legal and audit teams; handle subordination agreements and leasing reviews.

Portfolio Monitoring – Conduct annual reviews for facilities with exposure exceeding €1million; coordinate with markets for approvals aligned with the Letter of Authority (LOA).

Payment Research – Investigate and resolve payment discrepancies in collaboration with internal teams.

Used Vehicle Valuation – Support used truck valuations using internal and external tools; ensure valuations align with approved guidelines.

Compliance – Ensure adherence to corporate and local credit policies and procedures.

Decision‑Making Responsibilities

Make independent decisions based on established credit policies and procedures.
Evaluate incoming requests for completeness and compliance.
Assess risk levels and elevate issues when necessary.

Key Stakeholder Interaction

Internal teams – Provide timely and accurate support for customer, dealer, and vendor needs.
Management – Escalate risks and critical issues.
Business/Market teams – Align on credit decisions and documentation.

Qualifications

Education – Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
Skills & Competencies – Strong analytical and financial evaluation skills; advanced English proficiency; excellent communication and interpersonal skills; high attention to detail and accuracy; proficiency in Microsoft Office, especially Excel; ability to work independently and collaboratively.
Experience – Previous experience in credit analysis, financial analysis, or related fields is preferred but not required.

What We’re Looking For

Detail‑oriented professional with strong analytical capabilities.
Proactive team player who can manage multiple priorities.
Candidate with a strong sense of ownership and accountability.

Equal Opportunity Employer

We do not discriminate based on ethnicity, nationality, gender, race, age, disability, social condition, health, religion, immigrant status, opinions, sexual orientation, gender identity or expression, marital status, university, or appearance.

Benefits

Our employees enjoy competitive salaries, lucrative benefits, and opportunities to work across multiple functions worldwide.

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