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Real Estate Credit Officer

Job in Santa Rosa, Sonoma County, California, 95402, USA
Listing for: Westamerica-Bank
Full Time position
Listed on 2026-07-17
Job specializations:
  • Finance & Banking
    Loan Officer / Lending, Credit Analyst, Loan Servicing
Salary/Wage Range or Industry Benchmark: 120000 - 180000 USD Yearly USD 120000.00 180000.00 YEAR
Job Description & How to Apply Below

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals:
Delivering a wide variety of financial services with a superior customer service guarantee.

Westamerica Bancorporation, located in Fairfield, CA., is looking for a seasoned Senior Commercial Real Estate Loan Officer.

The successful candidate will possess the ability and experience to:

  • Actively solicit, in conjunction with branch sales staff, credit applications for real estate secured term loans or interim construction loans.
  • Incorporate information obtained from independent appraiser and cost engineers to analyze and identify the economic and market feasibility of proposed projects.
  • Evaluate various financial data from multiple interested parties (i.e., contractor, tenants, applicant) to determine the credit risk and viability of the project.
  • Monitor the closing of approved term real estate or interim construction loans.
  • Manage assigned interim construction loan portfolio and ensure transactions comply with regulatory and corporate policies.
  • Function as liaison to other financial institutions for participatory lending arrangements.
  • MARGINAL FUNCTIONS
  • Participate in special projects and perform other job-related duties as required.
  • Have strong experience working with problem loans.
  • Have a proven track record of successfully working integrations and mergers.
  • Have the ability to review existing deals.
  • EOE

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