Senior Credit Analyst

Why Join EQB — and Why This Role at Bennington Financial Corp Matters

Being a traditional bank justisn’tour thing. AtEQB Inc., we challenge ourselves to think differently and build innovative financial solutions that better serve Canadians.

We do this by bringing together a talented team of curious, agile thinkers whoaren’tafraid to challenge the status quo. Ifyou’repassionate about redefining the future of banking—while having fun and making a real impact—this could be your next big opportunity.

Today, EQB serves more than
800,000 Canadians
through
Equitable Bank, Canada’s Challenger Bank™, and has beenoperatingfor over
50 years. Through our wholly owned subsidiaries, including

Concentra Bank, we support credit unions across the country serving more than
six million members
. Together, we manage over$142 billion
in assets under management and administration, with a clear mandate to drive meaningful change in Canadian banking.

Our digital platform,EQ Bank, has been recognized as one of the top banks in Canada on the Forbes World’s Best Bankslist every year since 2021
—an endorsement of our customer-first, innovation-driven approach.

This position is being recruited by EQBon behalf of our wholly owned subsidiary, Bennington Financial Corp
. Bennington Financial Corp plays acritical role within EQB’s ecosystem,
specializing in commercial equipment financing and leasing
. It extends EQB’s reach beyond traditional banking into a highly specialized and fast-growing segment of the financial services landscape.

• Being part of the EQB family, with the stability, scale, and purpose of a leading Canadian challenger bank
• Working within a specialized, entrepreneurial business where your contributions are highly visible and impactful
• Supporting a business that operates at the intersection of bank-grade governance and commercial finance agility
• Helping shape compliance, risk, and operational excellence in a business that directly enables Canadian companies to grow

This role offers the
best of both worlds: the backing, resources, and long-term vision of EQB
, combined with the pace, ownership, and influence that comes from working within a focused subsidiary like Bennington. Ifyou’relooking for an opportunity where yourexpertisematters, your voice is heard, and your work directly supports both innovation and growth—Bennington Financial Corp, powered by EQB, is a compelling place to build your next chapter!

This full-time position reports to the Director, Credit.

The candidate will be responsible for mid-ticket credit adjudication, $250,000 and up, complex deals and making recommendations regarding deal acceptance, pricing and structure for all Bennington brands (Equirex, Kempenfelt and Bodkin). The candidate will also be responsible for working with our broker partners on each approval until such time as the deal closes. This process may involve making structural changes to the approval, negotiating rates and terms to ensure the deal closes and Bennington’s best interests are achieved.

This negotiation will often take place over the phone with the brokers and/or lessee. Each credit is unique and presents an opportunity to create a custom structured approval, within defined guidelines. The Credit Analyst is also required to maintain acceptable default and loss standards as determined by the Bennington senior management team.

• 10+ years of direct credit analysis experience, ideally in the Leasing sector
• Knowledge of Canadian lease structures and leasing processes
• In-depth ability to read and interpret financial statements and attention to accuracy and detail
• Willingness and ability to find a solution with a can-do attitude, learn and adapt quickly, and remain calm under pressure in a deadline-oriented environment
• Ability to effectively manage competing priorities and timelines, interact and communicate effectively with internal and external customers, and work independently without direct supervision
• Proficiency in Word, Excel and ability to learn new systems quickly

A university or college degree with a main subject area in Business or Finance is…