Commercial Portfolio Manager II

Job Summary

Working with minimal supervision, the Commercial Portfolio Manager‑Senior is responsible for managing assigned portfolio(s) and providing support to Commercial group leaders, the Regional Credit Officer, and the Relationship Manager team in the areas of credit underwriting, portfolio management, compliance, and monitoring of new and existing loans and customer relationships within the portfolio. The role manages a moderately complex loan portfolio.

• Manages a moderately complex portfolio of commercial loans and customers in partnership with the assigned relationship manager, group leader, Regional Credit Officer and other stakeholders.
• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks.
• Responsible for risk rating new credits and ongoing updating of risk grades in the assigned portfolio.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of the assigned portfolio.
• Effectively present proposed credit actions in written analysis documents and verbally to the Senior Loan Committee.
• Conduct portfolio reviews with senior management and analyze the existing portfolio to identify trends and opportunities.
• Mentor Credit Analysts and junior Portfolio Managers to develop required competencies and experience.
• Performs all other duties assigned.

Basic Qualifications:

• Four‑year college degree in Finance, Accounting, or Economics.
• 4+ years of relevant commercial/middle‑market credit analysis or underwriting experience with large exposures and complex loans.

Preferred Qualifications:

• Understanding and utilization of credit skills for credit decision making, monitoring, and managing of a credit through repayment.
• Strong analytical ability and an understanding of the analysis of commercial financials.
• Thorough knowledge of state and federal laws and compliance regulations for commercial loans.
• Ability to work under critical time constraints.
• Strong time management and organizational skills and the ability to perform highly detailed and accurate work on multiple, concurrent tasks.
• A high level of verbal and written communication skills to effectively convey credit worthiness and recommendations.
• Thorough knowledge of various software programs including Word and Excel, with the ability to quickly learn additional systems/software.
• Strong customer service orientation.
• MBA in Finance or Accounting.
• Formal credit training.

Huntington is an Equal Opportunity Employer.

Tobacco‑Free Hiring Practice.