Senior Commercial Portfolio Manager – Technology Finance

The Senior
Commercial Portfolio Manager – Technology Finance underwrites credit exposure for large, complex customer relationships and circumstances. Includes day-to-day interaction with assigned Sales Reps, management of portfolio risk, and adherence to all regulatory and compliance guidelines. A critical component of this role is early identification of emerging credit problems and industry trends.

Duties And Responsibilities

• Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles.
• Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader and Regional Credit Officer.
• Underwrites complex and large credit requests for prospects and clients. Possesses a mastery of client and industry expertise, analyzes company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of prospects and clients. Accountable for risk evaluation and associated regulatory compliance requirements.
• Provides independent, in-depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks.
• Accountable for and manages assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation.
• Responsible for financial statement spreading, risk rating integrity, compliance, and regulatory review.
• Responsible for maintaining an extensive level of knowledge of corporate banking, investment banking, and commercial banking solutions, in addition to market trends and business drivers. Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the organization.
• Mentor Credit Analysts and junior-level Portfolio Managers.
• Performs other duties as assigned.

Required Qualifications

• Bachelor's Degree in Accounting, Finance, or related field.
• Experience conducting cash flow analysis for large, complex publicly traded companies.
• Intermediate proficiency with MS Office Desktop applications.
• 7+ years of experience in commercial credit analysis.
• Proficiency with Moody’s spreading software.

Preferred Qualifications

• Previous equipment finance underwriting experience.
• Strong interpersonal skills and solid written/verbal communication.
• Ability to prioritize workflow and multi-task in a fast-paced environment.
• RMA-CRC designation.
• CLFP designation.

Huntington is an Equal Opportunity Employer.