Mortgage Loan Originator

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply.

As a First Financial Bank (FFB) Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, and marketing efforts to builders, realtors, and other referral sources. The position will be required to self‑source mortgage leads, convert into applications, present personalized mortgage products and solutions to potential customers, produce required disclosures, procure intent to proceed, collect borrower documents needed to satisfy loan conditions, and work with internal departments to ensure a superior customer experience and timely loan closing.

• Consistently achieve monthly loan production volume as specified in the MLO Agreement.
• Generate new business to meet established profitability goals.
• Develop and maintain a business plan for growth of this business area.
• Network with assigned bank branches, internal departments, employees, local organizations/businesses, realtors, builders, and other referral sources to generate mortgage leads.
• Evaluate needs of potential customers and offer appropriate mortgage products and services, or refer to appropriate specialist within the bank.
• Prepare and compile mortgage application and information for processing of mortgage loan applications generated.
• Ensure completeness of loan documentation.
• Oversee timely closing and funding of loans.
• Provide ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business.
• Respond to mortgage inquiries and requests regarding accounts from assigned branches.
• Promote and cross‑sell other bank products and services as appropriate to customer requirements.
• Provide data to support marketing and sales promotion programs.
• Work directly with the sales manager to assist with CRA loan initiatives in the local market.
• Other duties may be assigned.

• Minimum of 2 years’ experience originating residential mortgages (4 years preferred).
• Existing referral network established to provide mortgage leads.
• Prior experience using loan originating software and MS Office products.
• Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs.
• Bachelor’s degree (B.A.) from a four‑year college or university, or four years related experience and/or training, or an equivalent combination of education and experience.
• Ability to obtain or currently hold a Mortgage Loan Originator License with NMLS.
• Training in all areas of mortgage lending.
• Commitment to maintain employer and industry required continuing education.

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti‑Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

We have relevant, thoughtful benefits and programs that support every aspect of our associates’ holistic wellbeing. Please review our Benefits Guide.

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran or military service, or any other characteristic protected by law. We are an E‑Verify Employer.