Sr. Manager - Product and Data Risk Management

Overview

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze℠, and more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses. Positions are located in Scottsdale, San Francisco, Chicago, or New York and follow a hybrid work model to support collaboration.

Candidates must independently possess eligibility to work in the United States for any employer at the date of hire. This position is ineligible for employment visa sponsorship.

This position is responsible for consulting with, educating and supporting business units on the execution of enterprise and operational risk programs, promoting risk awareness and ownership, and supporting adherence to the Company’s risk appetite. The role helps ensure timely execution of risk program requirements, including risk and control self-assessments, governance reporting, and identification and escalation of risks and issues with business unit management and second line of defense risk partners.

It also serves as a subject matter expert on risk programs, policies, and frameworks for the supported business units.

• Risk, Control, and Issue Management:
  Serve as a subject matter expert, providing guidance and process coaching to the business unit to understand, create and maintain a comprehensive process, risk, and control universe. Ensure timely identification, remediation, mitigation and escalation of risks and issues and consult with business line management to ensure efficient and accurate execution and closure of issues.
• Oversee the development and execution of the business unit’s risk-based testing and monitoring program and ensure control testing and/or monitoring is completed in accordance with the Company’s risk program framework and professional standards.

• Risk Programs New Business/Products;
  Third-Party Management:
  Guide business partners through governance processes related to new products and services, initiatives, and vendors including support documentation of associated risk assessments. Work with business partners and other stakeholders across first and second line to identify risks related to new or changed processes, products, services and third parties, and oversee monitoring and reporting of these risks to management and relevant committees.

• Risk Governance and Culture:
  Collaborate with business line leadership to manage risks within the Company’s risk appetite and support key decision-making activities. Understand and adhere to regulatory requirements, policies, standards, and procedures and create procedures within the business unit to operationalize and ensure adherence to relevant requirements. Educate, train, and advise business leaders on risk management practices and activities. Lead ongoing identification of current and emerging risks.

• Reporting and Analytics:
  Aggregate and analyze risk data to support reporting and analytics for risk management use by the business and second line. Work with the business on content for risk reporting and updates to senior management, risk committees, internal audit, and external oversight bodies.

• 10+ years of experience, with a minimum of 4 years in enterprise risk management, operational risk, internal audit, or related risk consulting roles in a financial institution or highly regulated environment.
• Strong understanding of risk management programs and industry best practices for regulated entities in the financial services industry.
• Strong understanding of ERM frameworks (e.g., COSO ERM, ISO 31000) and internal control principles.
• Experience providing independent review and challenge of first line of defense technology risks and controls.
• Demonstrated ability to think strategically, provide thought leadership to the organization and execute program initiatives.
• Excellent cross-functional collaboration skills, including the ability to lead forums with multiple stakeholders.
• Strong relationship-building skills and experience…