Banking Risk Consultant

Responsibilities

• Support the Fair and Responsible Banking (FaRB) Program within Corporate Compliance
• Help execute the FaRB Program and contribute to effective governance and oversight of fair lending and UDAP/UDAAP risks
• Work cross-functionally to review business practices and customer-facing processes
• Assess risk, identify emerging issues, and develop practical guidance
• Use data, reporting, and other information to identify observations and trends
• Communicate clear, actionable insights
• Work with partners across the organization to promote alignment and support a consistent approach to managing FaRB risk

• Bachelor's degree, or equivalent work experience
• Typically more than six years of applicable experience
• Working knowledge of fair lending and UDAP/UDAAP risks
• Ability to identify and assess risk drivers across consumer products and related processes
• Experience supporting fair and responsible banking program activities
• Ability to interpret regulatory expectations and internal policies
• Strong analytical and problem-solving skills
• Effective communication skills
• Experience supporting project management activities
• Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends
• Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls
• Strong analytical, process facilitation and project management skills
• Effective presentation, interpersonal, written and verbal communication skills
• Effective relationship building and negotiation skills
• Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations

• fair lending
• UDAP
• UDAAP
• risk assessment
• data analysis
• regulatory interpretation
• project management
• analytical skills
• process facilitation

• communication skills
• problem-solving skills
• relationship building
• negotiation skills
• presentation skills
• interpersonal skills