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Commercial Credit Associate; CRE

Job in Scottsdale, Maricopa County, Arizona, 85261, USA
Listing for: WaFd Bank
Full Time position
Listed on 2026-07-21
Job specializations:
  • Finance & Banking
    Financial Analyst, Financial Compliance
Salary/Wage Range or Industry Benchmark: 26.44 - 33.65 USD Hourly USD 26.44 33.65 HOUR
Job Description & How to Apply Below
Position: Commercial Credit Associate (CRE)

Commercial Credit Associate (CRE)

Location:

US-AZ-Scottsdale
Address: 6720 N Scottsdale Rd Ste 111, Scottsdale, AZ

Pay range: USD $26.44/Hr. – USD $33.65/Hr.

Job Summary

The Credit Associate is an entry‑level role responsible for supporting Credit Analysts, Senior Credit Analysts, and Portfolio Managers in the administration and monitoring of commercial credit portfolios. This position plays a key role in maintaining credit quality through covenant tracking, financial data management, and client communication. This role requires strong organizational skills, attention to detail, and effective communication, serving as a critical operational support function within the credit risk management process.

WaFd Bank is proud of the high value that we all place on simply being kind when serving our co‑workers and clients.

Responsibilities
  • Covenant Tracking and Compliance: Serve as primary point of contact for both direct client communication and internal advisory to stakeholders.
  • Annual reviews, quarterly comments: Custodian of regional status reporting adhering to protocol outlined by the bank's Credit Group.
  • Organize/manage client correspondence: Manage submission of required financial reporting (financial statements, tax returns, rent rolls, etc.).
  • Financial spreading: Gain working knowledge and partner with applicable Credit Analyst to input financial statements (both corporate and personal) and tax returns into WaFd's bank software in preparation for analysis and credit worthiness.
  • OnBase and File Management: Primary responsible party for regional OnBase file management and departmental indexing/scanning.
  • Credit Reports: Serve as primary point of contact for ordering/payment of Credit Reports.
  • Completes special projects assigned by manager.
  • Ensuring Regulatory & Operational Excellence: Maintain the integrity of WaFd's business needs in all lending and deposit account processes and servicing activities. Adhere to bank policies and procedures designed to comply with federal regulations.
    • Complete and pass all assigned eLearning courses and certifications as required.
    • Always adhere to security and compliance procedures.
    • Avoid all real or perceived conflicts of interest and maintain client privacy and confidentiality.
  • Qualifications
    • Bachelor's degree in finance, accounting, business administration or equivalent.
    • Proficient in Microsoft Office suite (Word, Excel, PowerPoint).
    • Strong math skills.
    • Ability to deal with normal problems and apply common sense in carrying out instructions and solving problems.
    • Effective verbal, written, and interpersonal communication skills, and correspondence and speak clearly to customers and employees.
    • Able to manage data, documents, process workflow.
    • Excellent organizational and time management skills.

    Experience:

    • Entry‑level role; prior experience may include:
      • 2 years' experience in banking, finance or accounting.
      • Basic understanding of financial statements (income statement, balance sheet, cash flow).
      • Has a desire to grow into a Credit Analyst or Commercial Banking track, preferred.
    Benefits

    At WaFd Bank you get all of these great benefits!

    • Paid time off for vacation, sick days and holidays
    • Health insurance
    • Stock options
    • Bonus programs
    • 401(k) plan
    • Paid Parental Leave
    • Life and AD&D insurance
    • Long-term disability
    • Tuition Reimbursement
    • Employee assistance programs
    • Pre‑tax health and dependent‑care spending plans
    EEO Statement

    We are committed to Equal Employment Opportunity and affirmative action. We recruit, hire, train and promote persons in all job titles and ensure that all other personnel actions are administered without regard to race, color, religion, sex, sexual orientation, gender identity, military and/or veteran status, or disability in accordance with Executive Order 11246, Section 503 of the Rehabilitation Act of 1973, as amended, and the Vietnam Era Veterans Readjustment Assistance Act of 1974, which require affirmative action to ensure equal opportunity in all aspects of employment.

    WaFd Bank does not discriminate on the basis of national origin or citizenship status as provided under the Immigration Reform and Control Act of 1986, or any other federal or state legally protected classes. WaFd Bank is committed to providing reasonable accommodations to employees and applicants with disabilities to the full extent required by the Americans with Disabilities Act (ADA).

    If you feel you need a reasonable accommodation pursuant to the ADA, you are encouraged to contact us at .

    California Consumer Privacy Act- CCPA 2025

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    Position Requirements
    10+ Years work experience
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