Leasing Specialist - Equipment Finance

Job Posting

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.

The Government Leasing & Finance Group (GLF) is a specialized business within U.S. Bank's Equipment Finance organization that partners with federal, state, and local government entities to provide equipment financing and leasing solutions. GLF supports a diverse range of public-sector customers and complex financing structures, requiring a deep understanding of both equipment finance and municipal/government leasing. The business is known for its highly specialized nature, serving customers with unique operational, regulatory, and documentation requirements while delivering financing solutions that help government organizations acquire essential equipment and infrastructure.

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The Leasing Specialist 5 plays a critical role in supporting lease and loan transactions by ensuring documentation accuracy, lien perfection, and timely funding. This role partners closely with Sales (Relationship Managers), Credit (Portfolio Managers), Legal, Documentation Prep, and Funding teams to support smooth, compliant closings. The environment is fast‑paced and dynamic, with changing priorities and exposure to a wide variety of dealers, manufacturers, and transaction structures.

This position is well suited for a detail‑oriented, self‑sufficient professional who thrives in a highly collaborative team that values mutual support and teamwork.

Key Responsibilities

Loan and Lease Documentation

• Prepare and review loan and lease documentation, coordinating closely with the Documentation Preparation team.
• Manage documentation returned from doc prep through execution and transition to the loan closing function.
• Ensure all required documentation is accurate, complete, and compliant prior to funding.

UCC and PMSI Processing

• Run comprehensive UCC searches to confirm lien positions.
• Submit PMSI filings and ensure proper PMSI status based on UCC results.
• Maintain first‑position security interests for all applicable items.

Subordination and Lien Management

• Prepare and manage a high volume of outgoing subordination letters.
• Coordinate with internal and external parties to secure required subordinations and ensure proper lien priority.

Cross‑Functional Coordination

• Work closely with Relationship Managers, Portfolio Managers, Legal, and other internal partners to resolve documentation questions and discrepancies.
• Actively track and facilitate all moving parts of a transaction to support timely closings and minimize customer impact.

Funding Preparation

• Ensure all closing requirements are satisfied prior to funding.
• Submit completed documentation packages to the Funding team for DFS Wholesale transactions.

Operational Excellence

• Maintain a high level of accuracy, timeliness, and attention to detail.
• Operate independently with minimal supervision while meeting deadlines in a high‑volume environment.
• Apply critical thinking to resolve complex documentation and closing issues.

Team Support and Development

• Participate in cross‑training to support both documentation preparation and loan closing activities.
• Provide team coverage as needed within a small, collaborative group.
• Learn primarily through peer‑to‑peer training, job shadowing, and desk manuals.

Basic Qualifications

• High school diploma or equivalent
• Six to eight years of experience in leasing or other financial operations

Preferred Qualifications & Skills

• Extensive knowledge of leasing and lending products, terminology, policies, procedures, legal documents, systems, and funding requirements
• Strong understanding of credit policies, approval processes, and applicable regulatory requirements
• Ability to work effectively across multiple functional areas to…