Senior Analytics Consultant – Deposit Pricing, Portfolio Analytics

• Drive analytics supporting deposit pricing decisions, portfolio optimization, and strategic rate actions
• Explore large and complex data sets to uncover insights into customer behavior, balance migration, product performance, and pricing effectiveness
• Develop scenario analyses and business impact assessments for pricing and product strategies
• Build recurring and ad hoc analyses measuring portfolio health, growth trends, customer mix, profitability, deposit performance, growth, mix, and margin indicators
• Partner with pricing, product, strategy, analytics, senior analyst, manager, and cross-functional teams
• Transform data into clear visualizations, presentations, tables, charts, summaries, and recommendations for senior leadership
• Champion data quality, governance, documentation, analytical rigor, and accuracy
• Influence analytical approaches and contribute to portfolio measurement and pricing strategy evolution
• Perform portfolio monitoring and rate change evaluations
• Manage multiple priorities in a dynamic, deadline-driven environment

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of work experience, training, military experience, or education
• 2+ years of hands-on experience using SAS, SQL, or Python for data querying, analysis, and reporting
• Exposure to consumer or small business deposit products, pricing, or portfolio analytics
• Experience analyzing customer or account-level financial data
• Working knowledge of SQL, including joins and sub-queries, across large data sets
• Experience performing data analysis in Excel, including pivot tables and basic financial analysis
• Experience creating presentations to communicate analytical findings and strategic recommendations
• Familiarity with data visualization tools such as Tableau
• Strong analytical and problem-solving skills with attention to detail
• Ability to communicate analytical findings clearly to technical and non-technical audiences
• Ability to work onsite at one of the posted locations

Demonstrates expertise in Risk Analytics with a strong focus on data analysis, portfolio optimization, and pricing strategies. Proficient in transforming complex data into actionable insights and clear visualizations for strategic decision-making.

• Risk Analytics Experience
• SAS Data Analysis
• SQL Querying
• Data Visualization with Tableau
• Customer Financial Data Analysis

• Risk Analytics
• Data Analysis
• Portfolio Optimization
• Pricing Strategy
• SAS
• SQL
• Python
• Excel
• Data Visualization
• Financial Analysis

• Analytical Skills
• Problem-Solving
• Attention to Detail
• Communication Skills
• Collaboration

• Deposit Products
• Portfolio Analytics
• Customer Behavior
• Balance Migration
• Pricing Effectiveness

• Tableau
• Excel