Sr Consultant, Program Underwriting - E&S​/Specialty

Job Description Summary

Are you a problem solver who can analyze complex risk and find insurance solutions that balance customer needs with business goals? If you can take initiative, use both your analytical and creative abilities to make sound decisions and have a desire to help people solve real challenges, we want to know more about you!

As a Sr Consultant, you will act as a high level individual contributor subject matter expert within the business unit. You will direct the rates and form filings development process. You ll develop and implement region or channel strategic program plans and objectives. You ll be responsible for ensuring account authorizations meet region or channel program strategies. To be successful, you will need to build and maintain strong effective relationships with internal business liaisons, external program managers, and other key partners.

You ll be responsible for guiding, training and mentoring underwriting team members.

• High level individual contributor subject matter expert within the business unit. Responsible for driving the sales and underwriting relationship for Programs products and services. Responsible for establishment of program goals and metrics for a specific vertical; ensuring alignment with scorecards. Provides forecasting related to trends and profitability; takes action based on results as needed.
• Directs the program manager relationships and results and recommends corrective action if necessary. Understands business needs and identifies new business opportunities.
• Reviews highly complex risks and programs, including multinational or unique arrangements. Approves accounts that exceed underwriting staff authority due to complexity, premium, class of business or coverage.
• Administers and participates in discussions with reinsurers per department guidelines, verifying the appropriate use of all reinsurance facilities. Maintains good working relationship with reinsurers.
• Directs the development, implementation and monitoring of underwriting guidelines, rates, forms, product endorsements and procedures. Monitors and approves the preparation of rates, forms, and endorsement filings and authorizes their use.
• Interacts with various business partners (claims, actuary, compliance, etc.) to achieve company goals and objectives. Communicates program initiatives and performance goals. Builds alignment with teams within and across the organization.
• Responsible for audits of individual risks/programs for compliance with company guidelines, state regulations and reinsurance conditions. Develops and implements action plans as required. Resolves advanced, complex technical issues.
• Independently establishes and maintains effective relationships with program managers to generate growth and profitability. Travels to program manager offices as needed for marketing visits. Frequently engages program managers to market services and maintain relationships to write profitable business.
• Identifies new program opportunities, facilitates due diligence, and makes recommendations to senior management. Manages implementation of new programs across underwriting guidelines, form/rate filings, compliance, finance, reinsurance, claims, legal, accounting, actuarial and marketing matters.
• Attends industry functions to promote E&S/S Programs capabilities and identify new business opportunities.
• Acts as a resource for direction, training and guidance for less experienced staff. May supervise underwriting and support staff.
• Maintains knowledge of insurance regulations and provides consultation regarding legislation impacting the organization.

May Perform Other Responsibilities As Assigned.

Reports to Director/AVP. Acts primarily as an individual contributor; may have two or fewer direct reports.

Education: Undergraduate studies with focus in Finance, Accounting Economics, and/or Risk Management. Graduate degree preferred.

Experience: Typically eight years related experience as a Professional, Financial and/or Specialty lines underwriter. Program leadership experience in professional lines of business is preferred.…