Banking Operations Specialist

Banking Operations Specialist Needed for a Non-Profit Banking Organization in Seattle, WA

Job : 25252

Pay Rate: $22/HR - $24/HR

Location: Remote

Employment Type: Contract 6 months

Schedule: Full Time

A non-profit banking organization serving the community is seeking a Banking Operations Specialist to support daily banking operations, focusing on debit, credit, and ATM card services. This role ensures efficient and professional service to members and employees while maintaining compliance with financial regulations.

If you are a detail-oriented professional with a passion for financial services and a commitment to community impact, this is an exciting opportunity to contribute to a meaningful mission and grow your career.

• Process and monitor ACH transactions, wire transfers, debit/credit card disputes, and other electronic payment activities accurately and within established timelines.
• Ensure compliance with Regulation E, Z, NACHA rules, and other applicable regulations for electronic payments.
• Research and resolve payment discrepancies, fraud alerts, and member inquiries related to electronic transactions.
• Perform daily balancing and reconciliation of electronic payment systems and related general ledger accounts.
• Maintain and update payment processing procedures to align with industry best practices and regulatory changes.
• Collaborate with internal teams and external vendors to resolve payment issues and improve operational efficiency.
• Identify and elevate potential risk or fraud concerns promptly to prevent losses.
• Provide exceptional service to branches and internal departments regarding payment-related inquiries.
• Participate in audits and compliance reviews by providing accurate documentation and reports.
• Contribute ideas for process improvements and automation opportunities in payment operations.
• Maintain confidentiality and security of member information at all times.
• Demonstrate commitment to SCU values and regulatory compliance standards.
• Other duties as assigned.

• High School Diploma
• One (1)+ year of experience in electronic payment processing (ACH, wires, debit/credit cards) within a financial institution.
• Knowledge of banking regulations and risk management related to electronic payments.
• Proficiency with Microsoft Office applications (Outlook, Word, Excel).

• Familiarity with Regulation E, Z, NACHA guidelines
  , and card dispute processes.
• Experience with payment platforms and core banking systems.
• Strong analytical and problem-solving skills with attention to detail.
• Ability to work independently and manage multiple priorities in a deadline-driven environment.

• Paid Sick/Safe Time (based on where allowable by law)
• Medical benefits with multiple plan tiers and Telemedicine access
• 401K with matching contributions
• Holiday pay
• Employee Assistance Program (EAP)

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.